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Single Family ResidenceResidential
$1,190,926$583 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $205,000 on Feb 7, 2025

120 176TH LN NE

HAM LAKE, MN 55304
5
Beds
3
Baths
2,042 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Feb 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,906 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$992,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$216,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$776,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$992,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$992,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2025
HeatingThe type of heating system in the home.Forced Air

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rum River Elementary SchoolA+
Elementary · Grades KG–5 · 3.2 mi
M
Oak View Middle SchoolB+
Middle · Grades 6–8 · 3.4 mi
H
Andover High SchoolA-
High · Grades 9–12 · 4.3 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.51,917
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.718 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,398
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

120 176th Ln Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Andover 55304
  • Among the highest price per square foot in Andover 55304
  • Bigger than 85% of homes in Anoka County
  • Among the newest homes in Andover 55304

What homes are worth in Andover 55304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$777K

This home is worth more than almost all homes in Andover 55304.

How it measures up in Andover 55304

The dot is this home. The mark in the middle is the typical home in Andover 55304.

Estimated value$1,190,926
CheaperTypical $323,464Pricier

Pricier than almost all homes nearby

Price per ft²$583
CheaperTypical $206Pricier

Pricier than almost all homes nearby

Living area2,042 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 72% of homes nearby

Year built2024
OlderTypical 1994Newer

Newer than almost all homes nearby

How 120 176th Ln Ne ranks against every home in each area.
MeasureThis homeAndover 55304Anoka County
Estimated valuepricier than$1,190,926almost all homesalmost all homes
Price per ft²pricier than$583almost all homesalmost all homes
Living areabigger than2,042 ft²72% of homes85% of homes
Year builtnewer than2024almost all homesalmost all homes

About 120 176th Ln Ne

How much is 120 176th Ln Ne, Ham Lake, MN worth?

The TopHap Estimate for 120 176th Ln Ne, Ham Lake, MN is $1,190,926 as of Aug 30, 2026. The likely range is $1,007,628 to $1,374,224. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 120 176th Ln Ne, Ham Lake, MN last sell?

120 176th Ln Ne, Ham Lake, MN last sold on Feb 7, 2025 for $205,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 120 176th Ln Ne, Ham Lake, MN?

120 176th Ln Ne, Ham Lake, MN has 5 bedrooms, 3 bathrooms and 2,042 square feet of living space.

When was 120 176th Ln Ne, Ham Lake, MN built?

120 176th Ln Ne, Ham Lake, MN was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 120 176th Ln Ne, Ham Lake, MN?

120 176th Ln Ne, Ham Lake, MN is assigned to Rum River Elementary School (elementary), rated A+; Oak View Middle School (middle), rated B+; Andover High School (high), rated A-. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 120 176th Ln Ne, Ham Lake, MN compare to other homes in Andover 55304?

Among the 17,390 homes in Andover 55304, it is worth more than almost all of them ($1,190,926 against a typical $323,464), its price per square foot is higher than almost all of them ($583 against a typical $206), it is bigger than 72% of them (2,042 ft² against a typical 1,589 ft²) and it is newer than almost all of them (2024 against a typical 1994). Measured against all of Anoka County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 120 176th Ln Ne, Ham Lake, MN?

The 2026 property tax bill for 120 176th Ln Ne, Ham Lake, MN was $6,906. The county assessed it at $992,600.

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