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Single Family ResidenceResidential
$669,055$275 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3907 STORY RD

DENAIR, CA 95316
4
Beds
3
Baths
2,434 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$669K
$631K low$707K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$325,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,604
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
COMPASS BANK · recorded Nov 20, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,300
VALLEY FIRST CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,522 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$564,119 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$234,459
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$329,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$564,119

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanislaus
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Denair Elementary Charter AcademyD+
Elementary · Grades KG–5 · 0.5 mi
M
Denair Middle SchoolC+
Middle · Grades 6–8 · 0.7 mi
H
Denair High SchoolC
High · Grades 9–12 · 0.7 mi

District: Denair Unified School District

Neighborhood · ZIP 95316These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.3%
PopulationHow many people live in this area.8,056
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.116 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,051
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,875
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3907 Story Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Stanislaus County
  • Costs less per square foot than 79% of homes in Denair 95316
  • Bigger than 86% of homes in Stanislaus County
  • Has a bigger lot than 75% of homes in Stanislaus County
  • Newer than 94% of homes in Stanislaus County

What homes are worth in Denair 95316

Each bar is how many homes fall in that price range. The marker is this home.

This home
$269K$1.9M

This home is worth more than 70% of homes in Denair 95316.

How it measures up in Denair 95316

The dot is this home. The mark in the middle is the typical home in Denair 95316.

Estimated value$669,055
CheaperTypical $535,621Pricier

Pricier than 70% of homes nearby

Price per ft²$275
CheaperTypical $318Pricier

Pricier than 21% of homes nearby

Living area2,434 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.21 ac
SmallerTypical 0.22 acBigger

Bigger than 44% of homes nearby

Year built2007
OlderTypical 1977Newer

Newer than 89% of homes nearby

How 3907 Story Rd ranks against every home in each area.
MeasureThis homeDenair 95316Stanislaus County
Estimated valuepricier than$669,05570% of homes89% of homes
Price per ft²pricier than$27521% of homes40% of homes
Living areabigger than2,434 ft²82% of homes86% of homes
Lot sizebigger than0.21 ac44% of homes75% of homes
Year builtnewer than200789% of homes94% of homes

About 3907 Story Rd

How much is 3907 Story Rd, Denair, CA worth?

The TopHap Estimate for 3907 Story Rd, Denair, CA is $669,055 as of Jul 14, 2026. The likely range is $631,453 to $706,657. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3907 Story Rd, Denair, CA last sell?

3907 Story Rd, Denair, CA last sold on Apr 25, 2007, according to the county's recorded deed.

How big is 3907 Story Rd, Denair, CA?

3907 Story Rd, Denair, CA has 4 bedrooms, 3 bathrooms, 2,434 square feet of living space and a 0.21-acre lot.

When was 3907 Story Rd, Denair, CA built?

3907 Story Rd, Denair, CA was built in 2007, making it 19 years old.

What schools serve 3907 Story Rd, Denair, CA?

3907 Story Rd, Denair, CA is assigned to Denair Elementary Charter Academy (elementary), rated D+; Denair Middle School (middle), rated C+; Denair High School (high), rated C. All sit in Denair Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3907 Story Rd, Denair, CA compare to other homes in Denair 95316?

Among the 2,170 homes in Denair 95316, it is worth more than 70% of them ($669,055 against a typical $535,621), its price per square foot is higher than 21% of them ($275 against a typical $318), it is bigger than 82% of them (2,434 ft² against a typical 1,680 ft²), its lot is bigger than 44% of them (0.21 ac against a typical 0.22 ac) and it is newer than 89% of them (2007 against a typical 1977). Measured against all of Stanislaus County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3907 Story Rd, Denair, CA?

The 2025 property tax bill for 3907 Story Rd, Denair, CA was $6,522. The county assessed it at $564,119.

More homes on Story Rd

Closest homes

More homes in Denair 95316

Assigned schools

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