Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$146,928$91 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $152,000 on Oct 11, 2023

499 FRONT ST

LOVINGSTON, VA 22949
3
Beds
2
Baths
1,623 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$147K
$133K low$161K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$152,000 · Oct 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$956 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 80 ft²Porch · 306 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 2.3 mi
E
Tye River Elementary SchoolB-
Elementary · Grades PK–5 · 4.0 mi

District: Nelson County Public Schools

Neighborhood · ZIP 22949These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,084
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,126
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

499 Front St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Nelson County
  • Costs less per square foot than 97% of homes in Nelson County
  • Has a smaller lot than 96% of homes in Lovingston 22949
  • Newer than 97% of homes in Lovingston 22949

What homes are worth in Lovingston 22949

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$1.2M

This home is worth more than 32% of homes in Lovingston 22949.

How it measures up in Lovingston 22949

The dot is this home. The mark in the middle is the typical home in Lovingston 22949.

Estimated value$146,928
CheaperTypical $224,162Pricier

Pricier than 32% of homes nearby

Price per ft²$91
CheaperTypical $206Pricier

Pricier than 4% of homes nearby

Living area1,623 ft²
SmallerTypical 1,524 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.26 ac
SmallerTypical 3 acBigger

Bigger than 4% of homes nearby

Year built2020
OlderTypical 1973Newer

Newer than 97% of homes nearby

How 499 Front St ranks against every home in each area.
MeasureThis homeLovingston 22949Nelson County
Estimated valuepricier than$146,92832% of homes29% of homes
Price per ft²pricier than$914% of homes3% of homes
Living areabigger than1,623 ft²56% of homes58% of homes
Lot sizebigger than0.26 ac4% of homes11% of homes
Year builtnewer than202097% of homes97% of homes

About 499 Front St

How much is 499 Front St, Lovingston, VA worth?

The TopHap Estimate for 499 Front St, Lovingston, VA is $146,928 as of Sep 24, 2026. The likely range is $133,333 to $160,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 499 Front St, Lovingston, VA last sell?

499 Front St, Lovingston, VA last sold on Oct 11, 2023 for $152,000, according to the county's recorded deed.

How big is 499 Front St, Lovingston, VA?

499 Front St, Lovingston, VA has 3 bedrooms, 2 bathrooms, 1,623 square feet of living space and a 0.26-acre lot.

When was 499 Front St, Lovingston, VA built?

499 Front St, Lovingston, VA was built in 2020, making it 6 years old. It is a conventional home. The building has 2 stories.

What schools serve 499 Front St, Lovingston, VA?

499 Front St, Lovingston, VA is assigned to Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-; Tye River Elementary School (elementary), rated B-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 499 Front St, Lovingston, VA compare to other homes in Lovingston 22949?

Among the 847 homes in Lovingston 22949, it is worth more than 32% of them ($146,928 against a typical $224,162), its price per square foot is higher than 4% of them ($91 against a typical $206), it is bigger than 56% of them (1,623 ft² against a typical 1,524 ft²), its lot is bigger than 4% of them (0.26 ac against a typical 3 ac) and it is newer than 97% of them (2020 against a typical 1973). Measured against all of Nelson County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 499 Front St, Lovingston, VA?

The 2026 property tax bill for 499 Front St, Lovingston, VA was $956. The county assessed it at $170,800.

More homes on Front St

Closest homes

More homes in Lovingston 22949

Assigned schools

Explore the area

See this home in context

Open 499 Front St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map