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CondominiumResidential
$189,353$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $190,000 on Aug 26, 2026

55 BAY DR

NICEVILLE, FL 32578
Building report
2
Beds
2
Baths
1,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$189K
$172K low$207K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,000 · Aug 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,414 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$225,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$225,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$190,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$225,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.4.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bluewater Elementary SchoolA-
Elementary · Grades KG–5 · 0.4 mi
H
Niceville High SchoolB+
High · Grades 9–12 · 3.8 mi
M
C.W. Ruckel Middle SchoolA
Middle · Grades 6–8 · 3.8 mi

District: Okaloosa County School District

Neighborhood · ZIP 32578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.373 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,010
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

55 Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Niceville 32578
  • Costs less per square foot than 95% of homes in Niceville 32578
  • Smaller than 89% of homes in Niceville 32578
  • Has a bigger lot than 98% of homes in Niceville 32578

What homes are worth in Niceville 32578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.1M

This home is worth more than 4% of homes in Niceville 32578.

How it measures up in Niceville 32578

The dot is this home. The mark in the middle is the typical home in Niceville 32578.

Estimated value$189,353
CheaperTypical $408,388Pricier

Pricier than 4% of homes nearby

Price per ft²$162
CheaperTypical $219Pricier

Pricier than 5% of homes nearby

Living area1,168 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 11% of homes nearby

Lot size4.24 ac
SmallerTypical 0.29 acBigger

Bigger than 98% of homes nearby

Year built1985
OlderTypical 1991Newer

Newer than 37% of homes nearby

How 55 Bay Dr ranks against every home in each area.
MeasureThis homeNiceville 32578Okaloosa County
Estimated valuepricier than$189,3534% of homes9% of homes
Price per ft²pricier than$1625% of homes22% of homes
Living areabigger than1,168 ft²11% of homes20% of homes
Lot sizebigger than4.24 ac98% of homes92% of homes
Year builtnewer than198537% of homes41% of homes

About 55 Bay Dr

How much is 55 Bay Dr, Niceville, FL worth?

The TopHap Estimate for 55 Bay Dr, Niceville, FL is $189,353 as of Sep 24, 2026. The likely range is $171,814 to $206,892. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 55 Bay Dr, Niceville, FL last sell?

55 Bay Dr, Niceville, FL last sold on Aug 26, 2026 for $190,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 55 Bay Dr, Niceville, FL?

55 Bay Dr, Niceville, FL has 2 bedrooms, 2 bathrooms, 1,168 square feet of living space and a 4.00-acre lot.

When was 55 Bay Dr, Niceville, FL built?

55 Bay Dr, Niceville, FL was built in 1985, making it 41 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 55 Bay Dr, Niceville, FL?

55 Bay Dr, Niceville, FL is assigned to Bluewater Elementary School (elementary), rated A-; Niceville High School (high), rated B+; C.W. Ruckel Middle School (middle), rated A. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 55 Bay Dr, Niceville, FL compare to other homes in Niceville 32578?

Among the 14,573 homes in Niceville 32578, it is worth more than 4% of them ($189,353 against a typical $408,388), its price per square foot is higher than 5% of them ($162 against a typical $219), it is bigger than 11% of them (1,168 ft² against a typical 1,906 ft²), its lot is bigger than 98% of them (4.24 ac against a typical 0.29 ac) and it is newer than 37% of them (1985 against a typical 1991). Measured against all of Okaloosa County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 55 Bay Dr, Niceville, FL?

The 2025 property tax bill for 55 Bay Dr, Niceville, FL was $2,414. The county assessed it at $225,000.

More homes on Bay Dr

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