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Single Family ResidenceResidential
$487,894
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $320,000 on Feb 1, 2010

650 N TERRACE AVE

MOUNT VERNON, NY 10552
0
Baths
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$488K
$439K low$537K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Feb 1, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$487,894
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$390,315

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,666

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.06
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pennington Elementary SchoolC-
Elementary · Grades KG–8 · 0.6 mi
H
Mount Vernon High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Mount Vernon School District

Neighborhood · ZIP 10552These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,723
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12,709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,617
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

650 N Terrace Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Mount Vernon 10552
  • Has a smaller lot than 98% of homes in Mount Vernon 10552

What homes are worth in Mount Vernon 10552

Each bar is how many homes fall in that price range. The marker is this home.

This home
$346K$1.5M

This home is worth more than 4% of homes in Mount Vernon 10552.

How it measures up in Mount Vernon 10552

The dot is this home. The mark in the middle is the typical home in Mount Vernon 10552.

Estimated value$487,894
CheaperTypical $809,611Pricier

Pricier than 4% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.13 acBigger

Bigger than 2% of homes nearby

How 650 N Terrace Ave ranks against every home in each area.
MeasureThis homeFleetwoodMount Vernon 10552Westchester County
Estimated valuepricier than$487,8946% of homes4% of homes10% of homes
Lot sizebigger than2,614 ft²5% of homes2% of homes12% of homes

About 650 N Terrace Ave

How much is 650 N Terrace Ave, Mount Vernon, NY worth?

The TopHap Estimate for 650 N Terrace Ave, Mount Vernon, NY is $487,894 as of Jun 23, 2026. The likely range is $439,104 to $536,683. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 650 N Terrace Ave, Mount Vernon, NY last sell?

650 N Terrace Ave, Mount Vernon, NY last sold on Feb 1, 2010 for $320,000, according to the county's recorded deed.

What schools serve 650 N Terrace Ave, Mount Vernon, NY?

650 N Terrace Ave, Mount Vernon, NY is assigned to Pennington Elementary School (elementary), rated C-; Mount Vernon High School (high), rated C-. All sit in Mount Vernon School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 650 N Terrace Ave, Mount Vernon, NY compare to other homes in Mount Vernon 10552?

Among the 3,004 homes in Mount Vernon 10552, it is worth more than 4% of them ($487,894 against a typical $809,611) and its lot is bigger than 2% of them (2,614 ft² against a typical 0.13 ac). Measured against all of Westchester County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 650 N Terrace Ave, Mount Vernon, NY?

The 2025 property tax bill for 650 N Terrace Ave, Mount Vernon, NY was $13,104. The county assessed it at $5,700.

More homes on N Terrace Ave

Closest homes

More homes in Mount Vernon 10552

Assigned schools

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