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Single Family ResidenceResidential
$382,195$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $370,000 on Jun 30, 2025

654 SADDLEBRED LN

LOCUST, NC 28097
0
Baths
1,759 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$382K
$327K low$437K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Jun 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,789 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$303,174 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$238,174
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$303,174
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,174

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stanfield Elementary SchoolB
Elementary · Grades KG–5 · 1.7 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 2.2 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 3.7 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

654 Saddlebred Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Stanly County
  • Costs more per square foot than 76% of homes in Stanly County
  • Has a smaller lot than 88% of homes in Stanly County
  • Newer than 97% of homes in Stanly County

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$698K

This home is worth more than 52% of homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$382,195
CheaperTypical $379,199Pricier

Pricier than 52% of homes nearby

Price per ft²$217
CheaperTypical $193Pricier

Pricier than 67% of homes nearby

Living area1,759 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.24 ac
SmallerTypical 0.52 acBigger

Bigger than 24% of homes nearby

Year built2021
OlderTypical 2001Newer

Newer than 93% of homes nearby

How 654 Saddlebred Ln ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$382,19552% of homes73% of homes
Price per ft²pricier than$21767% of homes76% of homes
Living areabigger than1,759 ft²50% of homes64% of homes
Lot sizebigger than0.24 ac24% of homes12% of homes
Year builtnewer than202193% of homes97% of homes

About 654 Saddlebred Ln

How much is 654 Saddlebred Ln, Locust, NC worth?

The TopHap Estimate for 654 Saddlebred Ln, Locust, NC is $382,195 as of Jul 14, 2026. The likely range is $327,253 to $437,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 654 Saddlebred Ln, Locust, NC last sell?

654 Saddlebred Ln, Locust, NC last sold on Jun 30, 2025 for $370,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 654 Saddlebred Ln, Locust, NC?

654 Saddlebred Ln, Locust, NC has 1,759 square feet of living space and a 0.24-acre lot.

When was 654 Saddlebred Ln, Locust, NC built?

654 Saddlebred Ln, Locust, NC was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 654 Saddlebred Ln, Locust, NC?

654 Saddlebred Ln, Locust, NC is assigned to Stanfield Elementary School (elementary), rated B; West Stanly Middle School (middle), rated A-; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 654 Saddlebred Ln, Locust, NC compare to other homes in Locust 28097?

Among the 3,344 homes in Locust 28097, it is worth more than 52% of them ($382,195 against a typical $379,199), its price per square foot is higher than 67% of them ($217 against a typical $193), it is bigger than 50% of them (1,759 ft² against a typical 1,759 ft²), its lot is bigger than 24% of them (0.24 ac against a typical 0.52 ac) and it is newer than 93% of them (2021 against a typical 2001). Measured against all of Stanly County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 654 Saddlebred Ln, Locust, NC?

The 2025 property tax bill for 654 Saddlebred Ln, Locust, NC was $2,789. The county assessed it at $303,174.

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