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Single Family ResidenceResidential
$254,447$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $255,000 on Jun 5, 2026

8520 N LAGOON DR

PANAMA CITY, FL 32408
2
Beds
2
Baths
1,542 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,181 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$254K
$246K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,760 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$216,456 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,283
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,173
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,356
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,456

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyBAY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Breakfast Point AcademyB
Elementary · Grades KG–8 · 2.9 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 3.2 mi

District: Bay County School District

Neighborhood · ZIP 32408These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.53%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,449
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,522 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,360
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,355
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8520 N Lagoon Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Panama City 32408
  • Costs less per square foot than 97% of homes in Panama City 32408
  • Bigger than 68% of homes in Panama City 32408
  • Has a smaller lot than 82% of homes in Bay County
  • Older than 65% of homes in Bay County

What homes are worth in Panama City 32408

Each bar is how many homes fall in that price range. The marker is this home.

This home
$177K$1.3M

This home is worth more than 13% of homes in Panama City 32408.

How it measures up in Panama City 32408

The dot is this home. The mark in the middle is the typical home in Panama City 32408.

Estimated value$254,447
CheaperTypical $391,739Pricier

Pricier than 13% of homes nearby

Price per ft²$165
CheaperTypical $326Pricier

Pricier than 3% of homes nearby

Living area1,542 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 68% of homes nearby

Lot size4,181 ft²
SmallerTypical 0.13 acBigger

Bigger than 43% of homes nearby

Year built1984
OlderTypical 1989Newer

Newer than 36% of homes nearby

How 8520 N Lagoon Dr ranks against every home in each area.
MeasureThis homePanama City 32408Bay County
Estimated valuepricier than$254,44713% of homes27% of homes
Price per ft²pricier than$1653% of homes26% of homes
Living areabigger than1,542 ft²68% of homes56% of homes
Lot sizebigger than4,181 ft²43% of homes18% of homes
Year builtnewer than198436% of homes35% of homes

About 8520 N Lagoon Dr

How much is 8520 N Lagoon Dr, Panama City, FL worth?

The TopHap Estimate for 8520 N Lagoon Dr, Panama City, FL is $254,447 as of Aug 30, 2026. The likely range is $245,883 to $263,011. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8520 N Lagoon Dr, Panama City, FL last sell?

8520 N Lagoon Dr, Panama City, FL last sold on Jun 5, 2026 for $255,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 8520 N Lagoon Dr, Panama City, FL?

8520 N Lagoon Dr, Panama City, FL has 2 bedrooms, 2 bathrooms, 1,542 square feet of living space and a 0.10-acre lot.

When was 8520 N Lagoon Dr, Panama City, FL built?

8520 N Lagoon Dr, Panama City, FL was built in 1984, making it 42 years old. It is a townhouse home. The building has 2 stories.

What schools serve 8520 N Lagoon Dr, Panama City, FL?

8520 N Lagoon Dr, Panama City, FL is assigned to Breakfast Point Academy (elementary), rated B; J.R. Arnold High School (high), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8520 N Lagoon Dr, Panama City, FL compare to other homes in Panama City 32408?

Among the 16,236 homes in Panama City 32408, it is worth more than 13% of them ($254,447 against a typical $391,739), its price per square foot is higher than 3% of them ($165 against a typical $326), it is bigger than 68% of them (1,542 ft² against a typical 1,300 ft²), its lot is bigger than 43% of them (4,181 ft² against a typical 0.13 ac) and it is newer than 36% of them (1984 against a typical 1989). Measured against all of Bay County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8520 N Lagoon Dr, Panama City, FL?

The 2024 property tax bill for 8520 N Lagoon Dr, Panama City, FL was $2,760. The county assessed it at $216,456.

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