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CondominiumResidential

10 Cottage St

PEPPERELL, MA 01463
1.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Built 19059 units1,360–2,666 ft²
$3.4M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$365K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$264
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-20.5%vs the Pepperell ZIP median sale $/ft² ($332)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+4.4%per yeartypical hold 5.2 yrsfrom 26 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19881990199820002003200820152023
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19881990199820002003200820152023

36 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

2 bed
8 units
3 bed
1 unit
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 1.5 ba · 1,360 ft²
6 units
One-off layouts
3 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$342K–$348K
2 units
$359K–$361K
2 units
$365K–$366K
2 units
$377K–$377K
1 unit
$407K–$407K
1 unit
$429K–$429K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.44%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.33%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.14.1 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.50%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.26%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$389,643
Median tax billThe middle annual property tax bill among the building's units.$4,809
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit FOct 16, 2023$361,000Unit JMay 5, 2023$360,000Unit JOct 26, 2018$189,900Unit FApr 12, 2018$199,000Unit BOct 30, 2015$165,500Unit EAug 1, 2012$118,000Unit HJul 29, 2010$129,900Unit ASep 9, 2008$153,500Unit BAug 29, 2008$181,000Unit FSep 26, 2005$209,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMIDDLESEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Varnum Brook Elementary SchoolC+
Elementary · Grades KG–4 · 0.5 mi
M
Nissitissit Middle SchoolB-
Middle · Grades 5–8 · 0.8 mi
H
North Middlesex Regional High SchoolB-
High · Grades 9–12 · 4.3 mi

District: North Middlesex School District

Neighborhood · ZIP 01463These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,493
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

10 Cottage St
2 bd · 1.5 ba · 1,360 ft²
$359K
10 Cottage St # B
2 bd · 1.5 ba · 1,904 ft²
$407K
10 Cottage St
2 bd · 1.5 ba · 1,972 ft²
$342K
10 Cottage St # D
2 bd · 1.5 ba · 1,360 ft²
$348K
10 Cottage St
2 bd · 1.5 ba · 1,360 ft²
$361K
10 Cottage St # F
2 bd · 1.5 ba · 1,360 ft²
$366K
10 Cottage St # H
2 bd · 1.5 ba · 1,360 ft²
$365K
10 Cottage St # J
2 bd · 1.5 ba · 1,360 ft²
$377K
10 Cottage St # K
3 bd · 2.5 ba · 2,666 ft²
$429K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 10 Cottage St

How many units are in 10 Cottage St, Pepperell, MA?

10 Cottage St, Pepperell, MA has 9 residential units across built in 1905, according to county assessor records.

What is a unit at 10 Cottage St, Pepperell, MA worth?

The median TopHap Estimate across the 9 units at 10 Cottage St, Pepperell, MA is $365,040. That works out to $264 per square foot. Units run from 1,360 to 2,666 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 10 Cottage St, Pepperell, MA expensive for Pepperell?

Units at 10 Cottage St, Pepperell, MA carry a median of $264 per square foot, 20% below the Pepperell median of $332 per square foot.

How often do units sell at 10 Cottage St, Pepperell, MA?

0 units at 10 Cottage St, Pepperell, MA sold in the last 12 months, out of 36 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 10 Cottage St, Pepperell, MA appreciated?

Across 26 repeat sales of the same unit, 10 Cottage St, Pepperell, MA returned a median 4.4% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.2 years.

What floor plans does 10 Cottage St, Pepperell, MA have?

The most common plan at 10 Cottage St, Pepperell, MA is a 2-bedroom of 1,360 square feet, repeated 6 times, with a median estimate of $362,889. TopHap identifies 1 recurring plans in the building.

More homes on Cottage St

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Assigned schools

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