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CondominiumResidential

104 Ridgewood Ln

GARDNER, MA 01440
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 197224 units304–682 ft²
$3.9M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$163K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$273
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+7.6%vs the Gardner ZIP median sale $/ft² ($254)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+16.3%per yeartypical hold 6.8 yrsfrom 31 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19881992199920012004200620222025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19881992199920012004200620222025

56 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$113K$140K$167K$193K304 ft²380 ft²455 ft²531 ft²606 ft²682 ft²
1 bd2 bd
1 bed
12 units
2 bed
12 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 1 ba · 679 ft²
7 units
1 bd · 1 ba · 551 ft²
3 units
2 bd · 1 ba · 677 ft²
3 units
1 bd · 1 ba · 553 ft²
2 units
One-off layouts
9 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$113K–$113K
1 unit
$150K–$152K
3 units
$154K–$161K
8 units
$164K–$170K
5 units
$177K–$182K
6 units
$193K–$193K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.83%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.71%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.4 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.9%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.7%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$162,826
Median tax billThe middle annual property tax bill among the building's units.$1,787
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 23Aug 21, 2025$1,444,000Unit 15Aug 21, 2025$1,444,000Unit 1Apr 3, 2025$170,000Unit 3Mar 31, 2025$3,500,943Unit 19Mar 31, 2025$2,160,556Unit 24Mar 31, 2025$3,500,943Unit 20Mar 31, 2025$3,017,491Unit 6Mar 31, 2025$2,160,556Unit 4Mar 31, 2025$3,017,491Unit 7Mar 31, 2025$3,017,491

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWorcester
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gardner High SchoolC-
High · Grades 8–12 · 0.2 mi
E
Gardner Elementary SchoolD-
Elementary · Grades PK–4 · 0.3 mi
M
Gardner Middle SchoolD-
Middle · Grades 5–7 · 0.3 mi

District: Gardner School District

Neighborhood · ZIP 01440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,657
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.854 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,787
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

104 Ridgewood Ln Apt 1
2 bd · 1 ba · 679 ft²
$169K
104 Ridgewood Ln Apt 2
2 bd · 1 ba · 679 ft²
$161K
104 Ridgewood Ln Apt 3
1 bd · 1 ba · 545 ft²
$150K
104 Ridgewood Ln Apt 4
1 bd · 1 ba · 304 ft²
$113K
104 Ridgewood Ln Apt 5
1 bd · 1 ba · 549 ft²
$157K
104 Ridgewood Ln Apt 6
1 bd · 1 ba · 552 ft²
$154K
104 Ridgewood Ln Apt 7
2 bd · 1 ba · 679 ft²
$182K
104 Ridgewood Ln # 8
2 bd · 1 ba · 682 ft²
$193K
104 Ridgewood Ln Apt 9
2 bd · 1 ba · 677 ft²
$165K
104 Ridgewood Ln Apt 10
2 bd · 1 ba · 675 ft²
$179K
104 Ridgewood Ln Apt 11
1 bd · 1 ba · 551 ft²
$157K
104 Ridgewood Ln Apt 12
1 bd · 1 ba · 548 ft²
$160K
104 Ridgewood Ln # 13
1 bd · 1 ba · 551 ft²
$164K
104 Ridgewood Ln Apt 14
1 bd · 1 ba · 553 ft²
$156K
104 Ridgewood Ln Apt 15
2 bd · 1 ba · 677 ft²
$182K
104 Ridgewood Ln Apt 16
2 bd · 1 ba · 679 ft²
$170K
104 Ridgewood Ln Apt 17
2 bd · 1 ba · 677 ft²
$182K
104 Ridgewood Ln Apt 18
2 bd · 1 ba · 679 ft²
$177K
104 Ridgewood Ln Apt 19
1 bd · 1 ba · 551 ft²
$157K
104 Ridgewood Ln Apt 20
1 bd · 1 ba · 550 ft²
$160K
104 Ridgewood Ln Apt 21
1 bd · 1 ba · 553 ft²
$151K
104 Ridgewood Ln Apt 22
1 bd · 1 ba · 555 ft²
$152K
104 Ridgewood Ln Apt 23
2 bd · 1 ba · 679 ft²
$182K
104 Ridgewood Ln Apt 24
2 bd · 1 ba · 679 ft²
$170K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 104 Ridgewood Ln

How many units are in 104 Ridgewood Ln, Gardner, MA?

104 Ridgewood Ln, Gardner, MA has 24 residential units across built in 1972, according to county assessor records.

What is a unit at 104 Ridgewood Ln, Gardner, MA worth?

The median TopHap Estimate across the 24 units at 104 Ridgewood Ln, Gardner, MA is $162,552. That works out to $273 per square foot. Units run from 304 to 682 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 104 Ridgewood Ln, Gardner, MA expensive for Gardner?

Units at 104 Ridgewood Ln, Gardner, MA carry a median of $273 per square foot, 8% above the Gardner median of $254 per square foot.

How often do units sell at 104 Ridgewood Ln, Gardner, MA?

0 units at 104 Ridgewood Ln, Gardner, MA sold in the last 12 months, out of 56 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 104 Ridgewood Ln, Gardner, MA appreciated?

Across 31 repeat sales of the same unit, 104 Ridgewood Ln, Gardner, MA returned a median 16.3% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 6.8 years.

What floor plans does 104 Ridgewood Ln, Gardner, MA have?

The most common plan at 104 Ridgewood Ln, Gardner, MA is a 2-bedroom of 679 square feet, repeated 7 times, with a median estimate of $169,800. TopHap identifies 4 recurring plans in the building.

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