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Residential (General/Single)Residential

176 Prospect St

GARFIELD, NJ 07026
1,441 ft²
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
Built 20222 units1,594–1,594 ft²
$1.3M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$661K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$414
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-11.3%vs the Garfield ZIP median sale $/ft² ($467)

Sales Performance

$675K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
50.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
202220232026

4 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
2 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 0 ba · 1,594 ft²
2 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.0%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.1.9 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.95%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$650,664
Median tax billThe middle annual property tax bill among the building's units.$11,227
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit BMar 20, 2026$675,000Unit AJun 21, 2023$599,000Unit AJul 18, 2022$594,000Unit BJun 22, 2022$589,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Garfield Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi
H
Garfield High SchoolD
High · Grades 9–12 · 0.4 mi
E
Woodrow Wilson School #5
Elementary · Grades KG–5 · 0.4 mi

District: Garfield City School District

Neighborhood · ZIP 07026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15,132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,448
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

176 Prospect St # A
1,594 ft²
$629K
176 Prospect St # B
1,594 ft²
$692K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 176 Prospect St

How many units are in 176 Prospect St, Garfield, NJ?

176 Prospect St, Garfield, NJ has 2 residential units across built in 2022, according to county assessor records.

What is a unit at 176 Prospect St, Garfield, NJ worth?

The median TopHap Estimate across the 2 units at 176 Prospect St, Garfield, NJ is $660,524. That works out to $414 per square foot. Units run from 1,594 to 1,594 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 176 Prospect St, Garfield, NJ expensive for Garfield?

Units at 176 Prospect St, Garfield, NJ carry a median of $414 per square foot, 11% below the Garfield median of $467 per square foot.

How often do units sell at 176 Prospect St, Garfield, NJ?

1 units at 176 Prospect St, Garfield, NJ sold in the last 12 months, out of 4 recorded arms-length sales all time. That is a turnover rate of 50.0% of the building per year. The median sale over that period was $675K.

What floor plans does 176 Prospect St, Garfield, NJ have?

The most common plan at 176 Prospect St, Garfield, NJ is a 0-bedroom of 1,594 square feet, repeated 2 times, with a median estimate of $660,524. TopHap identifies 1 recurring plans in the building.

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