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CondominiumResidential

1900 4th Ave

SPENCER, IA 51301
3.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 20002 floors34 units702–1,323 ft²
$4.5M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$140K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$138
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+2.7%vs the Spencer ZIP median sale $/ft² ($134)

Sales Performance

$121K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
-5.8%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
4
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
11.8%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+4.0%per yeartypical hold 5.8 yrsfrom 7 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052014201720192020202220242026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20052014201720192020202220242026

30 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$98K$124K$149K$174K702 ft²826 ft²950 ft²1,075 ft²1,199 ft²1,323 ft²
1 bd2 bd
1 bed
11 units
2 bed
23 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 2 ba · 1,026 ft²
10 units
1 bd · 1 ba · 783 ft²
7 units
2 bd · 1 ba · 1,107 ft²
7 units
2 bd · 2 ba · 1,134 ft²
4 units
1 bd · 1 ba · 702 ft²
2 units
2 bd · 2 ba · 1,323 ft²
2 units
One-off layouts
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$98K–$106K
7 units
$109K–$115K
2 units
$119K–$121K
3 units
$130K–$130K
3 units
$139K–$146K
7 units
$147K–$155K
7 units
$157K–$164K
4 units
$174K–$174K
1 unit

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 1
$133/ft²
Floor 2
$137/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.100%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.9%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.5.7 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.90%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.15%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$151,368
Median tax billThe middle annual property tax bill among the building's units.$1,816
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 218Aug 3, 2026$105,000Unit 206Jul 31, 2026$121,000Unit 228Jul 23, 2026$165,000Unit 106Apr 27, 2026$121,000Unit 213May 12, 2025$110,000Unit 211Mar 17, 2025$147,000Unit 216Sep 10, 2024$130,000Unit 218Nov 16, 2023$99,000Unit 103May 1, 2023$90,000Unit 221Apr 26, 2022$125,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.3.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolB+
High · Grades 9–12 · 6.4 mi
M
Spencer Middle SchoolA
Middle · Grades 7–8 · 7.1 mi
E
Fairview Park Elementary School
Elementary · Grades 1–2 · 7.3 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

1900 4th Ave Sw # 101
2 bd · 2 ba · 1,134 ft²
$144K
1900 4th Ave Sw # 102
2 bd · 1 ba · 1,107 ft²
$157K
1900 4th Ave Sw # 103
1 bd · 1 ba · 783 ft²
$102K
1900 4th Ave Sw # 104
2 bd · 2 ba · 1,026 ft²
$130K
1900 4th Ave Sw # 105
2 bd · 1 ba · 1,107 ft²
$155K
1900 4th Ave Sw # 106
1 bd · 1 ba · 783 ft²
$119K
1900 4th Ave Sw # 108
2 bd · 2 ba · 1,026 ft²
$142K
1900 4th Ave Sw # 110
2 bd · 2 ba · 1,026 ft²
$130K
1900 4th Ave Sw # 112
2 bd · 2 ba · 1,323 ft²
$148K
1900 4th Ave Sw # 201
2 bd · 2 ba · 1,134 ft²
$164K
1900 4th Ave Sw # 202
2 bd · 1 ba · 1,107 ft²
$140K
1900 4th Ave Sw # 203
1 bd · 1 ba · 783 ft²
$109K
1900 4th Ave Sw # 205
2 bd · 1 ba · 1,107 ft²
$140K
1900 4th Ave Sw # 206
1 bd · 1 ba · 783 ft²
$121K
1900 4th Ave Sw # 207
1 bd · 1 ba · 702 ft²
$99K
1900 4th Ave Sw # 208
2 bd · 2 ba · 1,026 ft²
$147K
1900 4th Ave Sw # 209
1 bd · 1 ba · 702 ft²
$98K
1900 4th Ave Sw # 210
2 bd · 2 ba · 1,026 ft²
$152K
1900 4th Ave Sw # 211
2 bd · 2 ba · 1,026 ft²
$139K
1900 4th Ave Sw # 212
2 bd · 2 ba · 1,134 ft²
$174K
1900 4th Ave Sw # 213
1 bd · 1 ba · 815 ft²
$105K
1900 4th Ave Sw # 214
1 bd · 1 ba · 783 ft²
$106K
1900 4th Ave Sw Unit 216
2 bd · 2 ba · 1,026 ft²
$119K
1900 4th Ave Sw # 217
2 bd · 2 ba · 1,026 ft²
$130K
1900 4th Ave Sw # 218
1 bd · 1 ba · 783 ft²
$100K
1900 4th Ave Sw # 219
2 bd · 1 ba · 1,107 ft²
$142K
1900 4th Ave Sw # 220
1 bd · 1 ba · 792 ft²
$115K
1900 4th Ave Sw # 221
2 bd · 2 ba · 1,026 ft²
$152K
1900 4th Ave Sw # 223
1 bd · 1 ba · 783 ft²
$102K
1900 4th Ave Sw # 224
2 bd · 1 ba · 1,107 ft²
$152K
1900 4th Ave Sw # 225
2 bd · 2 ba · 1,026 ft²
$147K
1900 4th Ave Sw # 226
2 bd · 2 ba · 1,323 ft²
$146K
1900 4th Ave Sw # 227
2 bd · 1 ba · 1,107 ft²
$160K
1900 4th Ave Sw # 228
2 bd · 2 ba · 1,134 ft²
$164K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 1900 4th Ave

How many units are in 1900 4th Ave, Spencer, IA?

1900 4th Ave, Spencer, IA has 34 residential units across 2 floors, built in 2000, according to county assessor records.

What is a unit at 1900 4th Ave, Spencer, IA worth?

The median TopHap Estimate across the 34 units at 1900 4th Ave, Spencer, IA is $139,832. That works out to $138 per square foot. Units run from 702 to 1,323 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 1900 4th Ave, Spencer, IA expensive for Spencer?

Units at 1900 4th Ave, Spencer, IA carry a median of $138 per square foot, 3% above the Spencer median of $134 per square foot.

How often do units sell at 1900 4th Ave, Spencer, IA?

4 units at 1900 4th Ave, Spencer, IA sold in the last 12 months, out of 30 recorded arms-length sales all time. That is a turnover rate of 11.8% of the building per year. The median sale over that period was $121K.

Have units at 1900 4th Ave, Spencer, IA appreciated?

Across 7 repeat sales of the same unit, 1900 4th Ave, Spencer, IA returned a median 4.0% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.8 years.

What floor plans does 1900 4th Ave, Spencer, IA have?

The most common plan at 1900 4th Ave, Spencer, IA is a 2-bedroom of 1,026 square feet, repeated 10 times, with a median estimate of $140,379. TopHap identifies 6 recurring plans in the building.

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