Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential

20 Harbor Dr

LUDINGTON, MI 49431
237 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
Built 198810 units
$1.3M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$149K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
—
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

Sales Performance

$28K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
10.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
2006201620172026

6 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
10 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.30%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.50%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.22.1 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.100%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.0%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$80,514
Median tax billThe middle annual property tax bill among the building's units.$28
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 3Apr 21, 2026$27,500Unit 8May 18, 2017$12,000Unit 8Jul 22, 2016$12,000Unit 1Oct 24, 2006$171,900Unit 4Jul 26, 2006$22,000Unit 5Jun 21, 2006$22,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMASON
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ludington High SchoolA-
High · Grades 9–12 · 1.2 mi
M
Oj Dejonge Middle SchoolB+
Middle · Grades 6–8 · 1.3 mi
E
Ludington Elementary SchoolB-
Elementary · Grades PK–5 · 2.2 mi

District: Ludington Area School District

Neighborhood · ZIP 49431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.17,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,121
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

20 Harbor Dr # 1
1 ba
$153K
20 Harbor Dr
1 ba
$149K
20 Harbor Dr # 3
1 ba
$154K
20 Harbor Dr # 4
1 ba
$72K
20 Harbor Dr # 5
1 ba
$73K
20 Harbor Dr # 6
1 ba
$149K
20 Harbor Dr # 7
1 ba
$154K
20 Harbor Dr # 8
1 ba
$72K
20 Harbor Dr # 9
1 ba
$154K
20 Harbor Dr # 10
1 ba
$149K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 20 Harbor Dr

How many units are in 20 Harbor Dr, Ludington, MI?

20 Harbor Dr, Ludington, MI has 10 residential units across built in 1988, according to county assessor records.

What is a unit at 20 Harbor Dr, Ludington, MI worth?

The median TopHap Estimate across the 10 units at 20 Harbor Dr, Ludington, MI is $149,200. Estimates are modelled from recorded sales and assessments, not appraisals.

How often do units sell at 20 Harbor Dr, Ludington, MI?

1 units at 20 Harbor Dr, Ludington, MI sold in the last 12 months, out of 6 recorded arms-length sales all time. That is a turnover rate of 10.0% of the building per year. The median sale over that period was $28K.

More homes on Harbor Dr

Closest homes

More homes in Ludington 49431

Assigned schools

Explore the area

See this home in context

Open 20 Harbor Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map