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CondominiumResidential

20 SPRUCE ST

STAMFORD, CT 06902
2010
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
Built 200428 units1,095–1,710 ft²
$10M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$386K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$250
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-40.4%vs the Stamford ZIP median sale $/ft² ($419)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
200420112013202020212024
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
200420112013202020212024

27 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$249K$312K$376K$439K1,095 ft²1,218 ft²1,341 ft²1,464 ft²1,587 ft²1,710 ft²
1 bd2 bd3 bd
1 bed
5 units
2 bed
13 units
3 bed
10 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 2.5 ba · 1,395 ft²
6 units
2 bd · 2.5 ba · 1,515 ft²
6 units
3 bd · 2.5 ba · 1,654 ft²
6 units
1 bd · 1.5 ba · 1,095 ft²
5 units
3 bd · 3 ba · 1,515 ft²
3 units
One-off layouts
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$249K–$249K
1 unit
$279K–$280K
4 units
$347K–$348K
7 units
$377K–$389K
3 units
$393K–$415K
9 units
$416K–$439K
4 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.100%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.4%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.21.7 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.39%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$371,925
Median tax billThe middle annual property tax bill among the building's units.$4,055
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 14Jul 26, 2024$207,985Unit 4May 27, 2021$228,727Unit 15Sep 18, 2020$148,900Unit 11Aug 3, 2020$188,000Unit 28Jul 22, 2013$187,500Unit 26Dec 8, 2011$225,000Unit 27Jul 27, 2011$234,067Unit 21Apr 11, 2011$225,000Unit 22Mar 10, 2011$231,220Unit 24Mar 4, 2011$270,588

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,350 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$209,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,545

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWESTERN CONNECTICUT
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Westhill High SchoolD+
High · Grades 9–12 · 3.1 mi
M
Turn of River SchoolD+
Middle · Grades 6–8 · 3.5 mi
E
Northeast SchoolC+
Elementary · Grades KG–5 · 5.1 mi

District: Stamford School District

Neighborhood · ZIP 06902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.76,374
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,275 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,174
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

20 Spruce St
3 bd · 3 ba · 1,800 ft²
$471K
20 Spruce St # 1
3 bd · 2.5 ba · 1,654 ft²
$395K
20 Spruce St
3 bd · 2.5 ba · 1,654 ft²
$396K
20 Spruce St # 3
3 bd · 2.5 ba · 1,654 ft²
$394K
20 Spruce St # 4
3 bd · 2.5 ba · 1,654 ft²
$377K
20 Spruce St # 5
3 bd · 2.5 ba · 1,654 ft²
$393K
20 Spruce St # 6
3 bd · 2.5 ba · 1,654 ft²
$395K
20 Spruce St # 7
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 8
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 9
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 10
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 11
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 12
2 bd · 2.5 ba · 1,395 ft²
$348K
20 Spruce St # 13
3 bd · 3 ba · 1,710 ft²
$389K
20 Spruce St # 14
1 bd · 1.5 ba · 1,095 ft²
$249K
20 Spruce St # 15
1 bd · 1.5 ba · 1,095 ft²
$279K
20 Spruce St # 16
1 bd · 1.5 ba · 1,095 ft²
$280K
20 Spruce St # 17
1 bd · 1.5 ba · 1,095 ft²
$280K
20 Spruce St # 18
1 bd · 1.5 ba · 1,095 ft²
$279K
20 Spruce St # 19
2 bd · 2 ba · 1,395 ft²
$347K
20 Spruce St # 21
2 bd · 2.5 ba · 1,515 ft²
$415K
20 Spruce St # 22
2 bd · 2.5 ba · 1,515 ft²
$416K
20 Spruce St # 23
2 bd · 2.5 ba · 1,515 ft²
$417K
20 Spruce St # 24
3 bd · 3 ba · 1,515 ft²
$439K
20 Spruce St # 25
3 bd · 3 ba · 1,515 ft²
$403K
20 Spruce St # 26
2 bd · 2.5 ba · 1,515 ft²
$402K
20 Spruce St # 27
2 bd · 2.5 ba · 1,515 ft²
$383K
20 Spruce St # 28
2 bd · 2.5 ba · 1,515 ft²
$403K
20 Spruce St # 29
3 bd · 3 ba · 1,515 ft²
$432K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 20 Spruce St

How many units are in 20 Spruce St, Stamford, CT?

20 Spruce St, Stamford, CT has 28 residential units across built in 2004, according to county assessor records.

What is a unit at 20 Spruce St, Stamford, CT worth?

The median TopHap Estimate across the 28 units at 20 Spruce St, Stamford, CT is $386,095. That works out to $250 per square foot. Units run from 1,095 to 1,710 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 20 Spruce St, Stamford, CT expensive for Stamford?

Units at 20 Spruce St, Stamford, CT carry a median of $250 per square foot, 40% below the Stamford median of $419 per square foot.

How often do units sell at 20 Spruce St, Stamford, CT?

0 units at 20 Spruce St, Stamford, CT sold in the last 12 months, out of 27 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 20 Spruce St, Stamford, CT appreciated?

Across 4 repeat sales of the same unit, 20 Spruce St, Stamford, CT returned a median 1.6% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 16.2 years.

What floor plans does 20 Spruce St, Stamford, CT have?

The most common plan at 20 Spruce St, Stamford, CT is a 2-bedroom of 1,395 square feet, repeated 6 times, with a median estimate of $348,107. TopHap identifies 5 recurring plans in the building.

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