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Single Family ResidenceResidential

230 Water St

SAINT JOSEPH, MI 49085
1,220 ft²
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 198710 units904–1,973 ft²
$7.2M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$581K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$458
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+105.3%vs the Saint Joseph ZIP median sale $/ft² ($223)

Sales Performance

$829K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
10.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052006201820192025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20052006201820192025

5 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$419K$852K$1.3M$1.7M904 ft²1,118 ft²1,332 ft²1,545 ft²1,759 ft²1,973 ft²
Studio
Studio
10 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 2.5 ba · 1,228 ft²
4 units
Studio · 1 ba · 904 ft²
2 units
Studio · 2.5 ba · 1,816 ft²
2 units
One-off layouts
2 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$419K–$555K
5 units
$607K–$695K
2 units
$871K–$895K
2 units
$1.7M–$1.7M
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.70%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.22.8 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.100%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.5%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$597,031
Median tax billThe middle annual property tax bill among the building's units.$8,909
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 12HNov 12, 2025$829,000Unit 11GJan 25, 2019$325,000Unit 2BNov 16, 2018$242,500Unit 6DFeb 16, 2006$230,000Unit 5CNov 10, 2005$320,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.0.03
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln SchoolA
Elementary · Grades PK–5 · 1.3 mi
H
St. Joseph High SchoolA+
High · Grades 9–12 · 1.6 mi
M
Upton Middle SchoolA+
Middle · Grades 6–8 · 4.3 mi

District: St. Joseph Public Schools

Neighborhood · ZIP 49085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.22,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.887 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,242
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,414
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

230 Water St # I
2 ba · 1,026 ft²
$460K
230 Water St # 1a
2.5 ba · 1,228 ft²
$555K
230 Water St # 2b
1 ba · 904 ft²
$419K
230 Water St # 5c
2.5 ba · 1,228 ft²
$607K
230 Water St # 6d
1 ba · 904 ft²
$474K
230 Water St # 8e
2.5 ba · 1,228 ft²
$1.7M
230 Water St # 9f
2.5 ba · 1,973 ft²
$871K
230 Water St # 11g
2.5 ba · 1,228 ft²
$541K
230 Water St # 12h
2.5 ba · 1,816 ft²
$895K
230 Water St # 15j
2.5 ba · 1,816 ft²
$695K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 230 Water St

How many units are in 230 Water St, Saint Joseph, MI?

230 Water St, Saint Joseph, MI has 10 residential units across built in 1987, according to county assessor records.

What is a unit at 230 Water St, Saint Joseph, MI worth?

The median TopHap Estimate across the 10 units at 230 Water St, Saint Joseph, MI is $581,032. That works out to $458 per square foot. Units run from 904 to 1,973 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 230 Water St, Saint Joseph, MI expensive for Saint Joseph?

Units at 230 Water St, Saint Joseph, MI carry a median of $458 per square foot, 105% above the Saint Joseph median of $223 per square foot.

How often do units sell at 230 Water St, Saint Joseph, MI?

1 units at 230 Water St, Saint Joseph, MI sold in the last 12 months, out of 5 recorded arms-length sales all time. That is a turnover rate of 10.0% of the building per year. The median sale over that period was $829K.

What floor plans does 230 Water St, Saint Joseph, MI have?

The most common plan at 230 Water St, Saint Joseph, MI is a 0-bedroom of 1,228 square feet, repeated 4 times, with a median estimate of $581,032. TopHap identifies 3 recurring plans in the building.

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