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CondominiumResidential

415 N State St

BELLINGHAM, WA 98225
1964
Year BuiltThe year the home was originally built, according to county records.
Built 19645 floors18 units722–1,435 ft²
$10M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$558K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$563
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+41.5%vs the Bellingham ZIP median sale $/ft² ($398)

Sales Performance

$409K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
-25.6%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
5.6%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+7.6%per yeartypical hold 4.5 yrsfrom 21 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
19972001200620092015201820232026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
19972001200620092015201820232026

38 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$409K$497K$585K$673K722 ft²865 ft²1,007 ft²1,150 ft²1,292 ft²1,435 ft²
1 bd2 bd
1 bed
6 units
2 bed
12 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 1 ba · 999 ft²
4 units
2 bd · 1 ba · 1,000 ft²
2 units
One-off layouts
12 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$409K–$441K
3 units
$476K–$485K
2 units
$547K–$564K
7 units
$575K–$584K
2 units
$665K–$673K
4 units

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 3
$594/ft²
Floor 4
$585/ft²
Floor 5
$471/ft²
Unit lines by $/ft²Condo units stacked vertically share a unit line — the last digits of the unit number (like 05 in 1205, 1305, 1405). Lines share a layout and exposure, so comparing estimated $/ft² by line shows which position in the building commands a premium.
Line ·04
$555/ft²
Line ·03
$550/ft²
Line ·01
$540/ft²
Line ·02
$532/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.56%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.10.6 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.25%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.32%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$596,125
Median tax billThe middle annual property tax bill among the building's units.$4,636
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 303Aug 31, 2026$409,000Unit 305Mar 12, 2025$549,900Unit 404Jul 31, 2024$501,000Unit 404Mar 6, 2023$460,000Unit 501Feb 12, 2021$656,889Unit 401Oct 5, 2020$475,000Unit 305Dec 5, 2018$249,900Unit 502Oct 29, 2018$499,000Unit 401Jul 12, 2017$355,000Unit 501Jan 27, 2017$369,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyWhatcom
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sehome High SchoolA-
High · Grades 9–12 · 1.0 mi
E
Lowell Elementary SchoolA-
Elementary · Grades PK–5 · 1.1 mi
M
Fairhaven Middle SchoolA-
Middle · Grades 6–8 · 1.8 mi

District: Bellingham School District

Neighborhood · ZIP 98225These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.213

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,186
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,199 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,442
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,004
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

415 N State St Apt 301
2 bd · 1 ba · 999 ft²
$562K
415 N State St Apt 302
2 bd · 1 ba · 1,000 ft²
$564K
415 N State St # 303
1 bd · 1 ba · 725 ft²
$409K
415 N State St Apt 304
1 bd · 1 ba · 798 ft²
$476K
415 N State St # 305
1 bd · 1 ba · 724 ft²
$547K
415 N State St Apt 306
2 bd · 1 ba · 999 ft²
$555K
415 N State St Apt 307
2 bd · 1 ba · 996 ft²
$558K
415 N State St Apt 401
2 bd · 1 ba · 995 ft²
$584K
415 N State St Apt 402
2 bd · 1 ba · 999 ft²
$557K
415 N State St Apt 403
1 bd · 1 ba · 722 ft²
$441K
415 N State St # 404
1 bd · 1 ba · 802 ft²
$485K
415 N State St Apt 405
1 bd · 1 ba · 723 ft²
$438K
415 N State St # 406
2 bd · 1 ba · 1,000 ft²
$575K
415 N State St Apt 407
2 bd · 1 ba · 999 ft²
$553K
415 N State St # 501
2 bd · 2 ba · 1,433 ft²
$673K
415 N State St Apt 502
2 bd · 2 ba · 1,412 ft²
$668K
415 N State St Apt 503
2 bd · 2 ba · 1,405 ft²
$669K
415 N State St Apt 504
2 bd · 2 ba · 1,435 ft²
$665K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 415 N State St

How many units are in 415 N State St, Bellingham, WA?

415 N State St, Bellingham, WA has 18 residential units across 5 floors, built in 1964, according to county assessor records.

What is a unit at 415 N State St, Bellingham, WA worth?

The median TopHap Estimate across the 18 units at 415 N State St, Bellingham, WA is $557,707. That works out to $563 per square foot. Units run from 722 to 1,435 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 415 N State St, Bellingham, WA expensive for Bellingham?

Units at 415 N State St, Bellingham, WA carry a median of $563 per square foot, 42% above the Bellingham median of $398 per square foot.

How often do units sell at 415 N State St, Bellingham, WA?

1 units at 415 N State St, Bellingham, WA sold in the last 12 months, out of 38 recorded arms-length sales all time. That is a turnover rate of 5.6% of the building per year. The median sale over that period was $409K.

Have units at 415 N State St, Bellingham, WA appreciated?

Across 21 repeat sales of the same unit, 415 N State St, Bellingham, WA returned a median 7.6% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 4.5 years.

What floor plans does 415 N State St, Bellingham, WA have?

The most common plan at 415 N State St, Bellingham, WA is a 2-bedroom of 999 square feet, repeated 4 times, with a median estimate of $555,963. TopHap identifies 2 recurring plans in the building.

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