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Residential (General/Single)Residential

450 S 1st St

SAINT CHARLES, IL 60174
686 ft²
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 20084 floors11 units1,635–3,694 ft²
$6M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$519K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$301
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+1.2%vs the Saint Charles ZIP median sale $/ft² ($297)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20082013201520192022202320242025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20082013201520192022202320242025

15 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$424K$517K$610K$704K1,635 ft²2,047 ft²2,459 ft²2,870 ft²3,282 ft²3,694 ft²
2 bd3 bd
2 bed
9 units
3 bed
1 unit

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$424K–$424K
1 unit
$515K–$519K
5 units
$549K–$549K
2 units
$588K–$588K
1 unit
$606K–$606K
1 unit
$704K–$704K
1 unit

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 2
$288/ft²
Floor 3
$298/ft²
Floor 4
$276/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.45%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.27%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.4.5 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.71%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.29%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$490,414
Median tax billThe middle annual property tax bill among the building's units.$10,710
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 404Oct 15, 2025$570,000Unit 208Sep 9, 2025$550,000Unit 308Feb 22, 2024$425,000Unit 406Apr 5, 2023$625,500Unit 306May 20, 2022$355,000Unit 405May 4, 2022$378,000Unit 307Dec 3, 2021$340,000Unit 308Oct 15, 2021$354,000Unit 404Oct 2, 2019$350,000Unit 206Jun 3, 2019$248,500

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.16
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Thompson Middle SchoolA
Middle · Grades 6–8 · 0.5 mi
E
Munhall Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi
H
St. Charles East High SchoolA
High · Grades 9–12 · 2.1 mi

District: St. Charles Community Unit School District 303

Neighborhood · ZIP 60174These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.30,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,043 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,882
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

450 S 1st St # 205
2 bd · 1 ba · 1,838 ft²
$549K
450 S 1st St # 206
2 bd · 1 ba · 1,635 ft²
$424K
450 S 1st St # 207
2 bd · 1 ba · 1,698 ft²
$517K
450 S 1st St # 208
$588K
450 S 1st St # 305
2 bd · 1 ba · 1,893 ft²
$549K
450 S 1st St # 306
2 bd · 1 ba · 1,686 ft²
$518K
450 S 1st St # 307
2 bd · 1 ba · 1,702 ft²
$515K
450 S 1st St # 308
2 bd · 1 ba · 1,762 ft²
$515K
450 S 1st St # 404
2 bd · 1 ba · 1,859 ft²
$606K
450 S 1st St # 405
2 bd · 1 ba · 1,660 ft²
$519K
450 S 1st St # 406
3 bd · 1.5 ba · 3,694 ft²
$704K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 450 S 1st St

How many units are in 450 S 1st St, Saint Charles, IL?

450 S 1st St, Saint Charles, IL has 11 residential units across 4 floors, built in 2008, according to county assessor records.

What is a unit at 450 S 1st St, Saint Charles, IL worth?

The median TopHap Estimate across the 11 units at 450 S 1st St, Saint Charles, IL is $519,214. That works out to $301 per square foot. Units run from 1,635 to 3,694 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 450 S 1st St, Saint Charles, IL expensive for Saint Charles?

Units at 450 S 1st St, Saint Charles, IL carry a median of $301 per square foot, 1% above the Saint Charles median of $297 per square foot.

How often do units sell at 450 S 1st St, Saint Charles, IL?

0 units at 450 S 1st St, Saint Charles, IL sold in the last 12 months, out of 15 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 450 S 1st St, Saint Charles, IL appreciated?

Across 4 repeat sales of the same unit, 450 S 1st St, Saint Charles, IL returned a median 5.2% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 4.4 years.

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