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CondominiumResidential

4521 Ratcliff Pl

WALDORF, MD 20602
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.
Built 19773 units1,078–1,350 ft²
$757K
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$262K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$196
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-16.9%vs the Waldorf ZIP median sale $/ft² ($236)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
200720162024

4 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
3 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 3 ba · 1,350 ft²
2 units
One-off layouts
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.67%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.6.2 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.37%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$253,665
Median tax billThe middle annual property tax bill among the building's units.$2,807
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit CAug 6, 2024$250,000Unit 37-KJan 15, 2016$81,400Unit 37-KJun 8, 2007$230,000Unit CApr 18, 2007$220,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCharles
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 147 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eva Turner Elementary SchoolD
Elementary · Grades PK–5 · 0.1 mi
M
Benjamin Stoddert Middle SchoolF
Middle · Grades 6–8 · 0.6 mi
H
St. Charles High SchoolD
High · Grades 9–12 · 1.8 mi

District: Charles County Public Schools

Neighborhood · ZIP 20602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,045 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,450
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

4521 Ratcliff Pl Unit C
2 ba · 1,078 ft²
$231K
4521 Ratcliff Pl # 37-K
3 ba · 1,350 ft²
$265K
4521 Ratcliff Pl # 37-Kr
3 ba · 1,350 ft²
$262K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 4521 Ratcliff Pl

How many units are in 4521 Ratcliff Pl, Waldorf, MD?

4521 Ratcliff Pl, Waldorf, MD has 3 residential units across built in 1977, according to county assessor records.

What is a unit at 4521 Ratcliff Pl, Waldorf, MD worth?

The median TopHap Estimate across the 3 units at 4521 Ratcliff Pl, Waldorf, MD is $261,800. That works out to $196 per square foot. Units run from 1,078 to 1,350 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 4521 Ratcliff Pl, Waldorf, MD expensive for Waldorf?

Units at 4521 Ratcliff Pl, Waldorf, MD carry a median of $196 per square foot, 17% below the Waldorf median of $236 per square foot.

How often do units sell at 4521 Ratcliff Pl, Waldorf, MD?

0 units at 4521 Ratcliff Pl, Waldorf, MD sold in the last 12 months, out of 4 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

What floor plans does 4521 Ratcliff Pl, Waldorf, MD have?

The most common plan at 4521 Ratcliff Pl, Waldorf, MD is a 0-bedroom of 1,350 square feet, repeated 2 times, with a median estimate of $263,277. TopHap identifies 1 recurring plans in the building.

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