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CondominiumResidential

46 Stewart Ln

LUDLOW, VT 05149
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Built 19893 floors18 units1,280–1,660 ft²
$13M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$715K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$523
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-11.0%vs the Ludlow ZIP median sale $/ft² ($587)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+2.8%per yeartypical hold 4.2 yrsfrom 12 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20092011201420162018202020222025
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20092011201420162018202020222025

27 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$570K$671K$771K$872K1,280 ft²1,356 ft²1,432 ft²1,508 ft²1,584 ft²1,660 ft²
2 bd3 bd
2 bed
4 units
3 bed
14 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
3 bd · 2 ba · 1,296 ft²
5 units
3 bd · 2 ba · 1,280 ft²
3 units
3 bd · 2 ba · 1,660 ft²
3 units
3 bd · 2 ba · 1,320 ft²
2 units
2 bd · 2 ba · 1,560 ft²
2 units
One-off layouts
3 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$570K–$570K
1 unit
$650K–$665K
3 units
$692K–$719K
6 units
$749K–$751K
2 units
$773K–$792K
2 units
$811K–$830K
2 units
$837K–$872K
2 units

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 1
$529/ft²
Floor 2
$543/ft²
Floor 3
$499/ft²
Unit lines by $/ft²Condo units stacked vertically share a unit line — the last digits of the unit number (like 05 in 1205, 1305, 1405). Lines share a layout and exposure, so comparing estimated $/ft² by line shows which position in the building commands a premium.
Line ·06
$556/ft²
Line ·04
$551/ft²
Line ·01
$527/ft²
Line ·05
$511/ft²
Line ·03
$505/ft²
Line ·02
$492/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.0%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.17%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.7.6 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.100%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.0%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$683,815
Median tax billThe middle annual property tax bill among the building's units.$6,605
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit P304Jul 31, 2025$882,500Unit P205Sep 20, 2023$614,000Unit P303Jun 22, 2023$695,650Unit P305Dec 19, 2022$752,500Unit P304May 9, 2022$890,000Unit P306Jun 7, 2021$500,000Unit P305Apr 6, 2021$525,000Unit P206Dec 28, 2020$478,000Unit P104Aug 19, 2020$440,000Unit P204Sep 30, 2019$355,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyWINDSOR
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 1.9 mi
M
Green Mountain Union High SchoolB
Middle · Grades 7–12 · 12.9 mi

District: Green Mountain Unified School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

46 Stewart Ln # P101
3 bd · 2 ba · 1,296 ft²
$749K
46 Stewart Ln # P102
2 bd · 2 ba · 1,296 ft²
$570K
46 Stewart Ln # P103
3 bd · 2 ba · 1,320 ft²
$665K
46 Stewart Ln # P104
3 bd · 2 ba · 1,320 ft²
$773K
46 Stewart Ln # P105
2 bd · 2.5 ba · 1,296 ft²
$650K
46 Stewart Ln # P106
3 bd · 2 ba · 1,280 ft²
$719K
46 Stewart Ln # P201
3 bd · 2 ba · 1,280 ft²
$701K
46 Stewart Ln # P202
3 bd · 2 ba · 1,296 ft²
$695K
46 Stewart Ln # P203
3 bd · 2 ba · 1,296 ft²
$692K
46 Stewart Ln # P204
3 bd · 2 ba · 1,296 ft²
$711K
46 Stewart Ln # P205
3 bd · 2 ba · 1,296 ft²
$655K
46 Stewart Ln # P206
3 bd · 2 ba · 1,280 ft²
$751K
46 Stewart Ln # P301
2 bd · 2 ba · 1,560 ft²
$710K
46 Stewart Ln # P302
3 bd · 2 ba · 1,660 ft²
$830K
46 Stewart Ln # P303
3 bd · 2 ba · 1,660 ft²
$792K
46 Stewart Ln # P304
3 bd · 2 ba · 1,616 ft²
$837K
46 Stewart Ln # P305
3 bd · 2 ba · 1,660 ft²
$872K
46 Stewart Ln # P306
2 bd · 2 ba · 1,560 ft²
$811K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 46 Stewart Ln

How many units are in 46 Stewart Ln, Ludlow, VT?

46 Stewart Ln, Ludlow, VT has 18 residential units across 3 floors, built in 1989, according to county assessor records.

What is a unit at 46 Stewart Ln, Ludlow, VT worth?

The median TopHap Estimate across the 18 units at 46 Stewart Ln, Ludlow, VT is $715,276. That works out to $523 per square foot. Units run from 1,280 to 1,660 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 46 Stewart Ln, Ludlow, VT expensive for Ludlow?

Units at 46 Stewart Ln, Ludlow, VT carry a median of $523 per square foot, 11% below the Ludlow median of $587 per square foot.

How often do units sell at 46 Stewart Ln, Ludlow, VT?

0 units at 46 Stewart Ln, Ludlow, VT sold in the last 12 months, out of 27 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

Have units at 46 Stewart Ln, Ludlow, VT appreciated?

Across 12 repeat sales of the same unit, 46 Stewart Ln, Ludlow, VT returned a median 2.8% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 4.2 years.

What floor plans does 46 Stewart Ln, Ludlow, VT have?

The most common plan at 46 Stewart Ln, Ludlow, VT is a 3-bedroom of 1,296 square feet, repeated 5 times, with a median estimate of $695,118. TopHap identifies 5 recurring plans in the building.

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