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525 Calle Montecito

OCEANSIDE, CA 92057
6.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
Built 19851 floors10 units806–856 ft²
$4.1M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$417K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$493
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+5.8%vs the Oceanside ZIP median sale $/ft² ($466)

Sales Performance

$390K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
1
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
10.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+5.8%per yeartypical hold 5.2 yrsfrom 17 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052008201020142018202020232026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20052008201020142018202020232026

29 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$299K$351K$403K$456K806 ft²816 ft²826 ft²836 ft²846 ft²856 ft²
2 bd
2 bed
10 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 2 ba · 856 ft²
6 units
2 bd · 1 ba · 806 ft²
4 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$299K–$299K
1 unit
$386K–$391K
2 units
$402K–$412K
2 units
$422K–$424K
3 units
$453K–$456K
2 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.20%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.40%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.6.0 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.45%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$407,199
Median tax billThe middle annual property tax bill among the building's units.$3,331
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.1

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 122May 4, 2026$390,000Unit 125Sep 6, 2024$448,000Unit 124Jun 10, 2024$445,000Unit 130Jan 13, 2023$385,000Unit 130Feb 1, 2021$290,000Unit 126Jan 28, 2021$265,500Unit 130Jul 10, 2020$268,000Unit 124Jul 8, 2020$260,000Unit 123May 7, 2020$275,000Unit 126Feb 21, 2020$265,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
87
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Libby Elementary SchoolA-
Elementary · Grades KG–5 · 0.2 mi
M
Cesar Chavez Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
El Camino High SchoolB+
High · Grades 9–12 · 2.3 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92057These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.216

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.55,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,851
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,948
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

525 Calle Montecito # 121
2 bd · 1 ba · 806 ft²
$386K
525 Calle Montecito # 122
2 bd · 1 ba · 806 ft²
$391K
525 Calle Montecito # 123
2 bd · 2 ba · 856 ft²
$422K
525 Calle Montecito # 124
2 bd · 2 ba · 856 ft²
$453K
525 Calle Montecito # 125
2 bd · 2 ba · 856 ft²
$456K
525 Calle Montecito # 126
2 bd · 2 ba · 856 ft²
$412K
525 Calle Montecito # 127
2 bd · 2 ba · 856 ft²
$423K
525 Calle Montecito # 128
2 bd · 2 ba · 856 ft²
$424K
525 Calle Montecito # 129
2 bd · 1 ba · 806 ft²
$402K
525 Calle Montecito # 130
2 bd · 1 ba · 806 ft²
$299K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 525 Calle Montecito

How many units are in 525 Calle Montecito, Oceanside, CA?

525 Calle Montecito, Oceanside, CA has 10 residential units across 1 floors, built in 1985, according to county assessor records.

What is a unit at 525 Calle Montecito, Oceanside, CA worth?

The median TopHap Estimate across the 10 units at 525 Calle Montecito, Oceanside, CA is $416,982. That works out to $493 per square foot. Units run from 806 to 856 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 525 Calle Montecito, Oceanside, CA expensive for Oceanside?

Units at 525 Calle Montecito, Oceanside, CA carry a median of $493 per square foot, 6% above the Oceanside median of $466 per square foot.

How often do units sell at 525 Calle Montecito, Oceanside, CA?

1 units at 525 Calle Montecito, Oceanside, CA sold in the last 12 months, out of 29 recorded arms-length sales all time. That is a turnover rate of 10.0% of the building per year. The median sale over that period was $390K.

Have units at 525 Calle Montecito, Oceanside, CA appreciated?

Across 17 repeat sales of the same unit, 525 Calle Montecito, Oceanside, CA returned a median 5.8% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.2 years.

What floor plans does 525 Calle Montecito, Oceanside, CA have?

The most common plan at 525 Calle Montecito, Oceanside, CA is a 2-bedroom of 856 square feet, repeated 6 times, with a median estimate of $423,470. TopHap identifies 2 recurring plans in the building.

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Assigned schools

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