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Residential - Vacant LandResidential

709 EMMA ST

KEY WEST, FL 33040
797 ft²
Lot SizeThe size of the land the home sits on, from county records.
Built 19924 units416–480 ft²
$2.3M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$575K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$1336
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+64.3%vs the Key West ZIP median sale $/ft² ($813)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.

4 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

1 bed
4 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
1 bd · 1 ba · 416 ft²
3 units
One-off layouts
1 unit

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$550K–$550K
1 unit
$562K–$562K
1 unit
$588K–$593K
2 units

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.25%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.25%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.2.6 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.25%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.56%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$621,971
Median tax billThe middle annual property tax bill among the building's units.$4,082
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 4Apr 29, 2024$600,000Unit 3Apr 16, 2024$615,000Unit 1Feb 21, 2024$590,000Unit 2Feb 5, 2024$580,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
0
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.43%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.02

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Horace O'Bryant SchoolD+
Middle · Grades PK–8 · 1.2 mi
H
Key West High SchoolC-
High · Grades 9–12 · 1.7 mi
E
Gerald Adams Elementary SchoolC-
Elementary · Grades PK–5 · 4.2 mi

District: Monroe County School District

Neighborhood · ZIP 33040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.1

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.31,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,488
Average tempThe average temperature here across a full year.78°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

709 Emma St
$656K
709 Emma St # 1
1 bd · 1 ba · 416 ft²
$562K
709 Emma St Apt 2
1 bd · 1 ba · 416 ft²
$550K
709 Emma St Apt 3
1 bd · 1 ba · 416 ft²
$593K
709 Emma St # 4
1 bd · 1 ba · 480 ft²
$588K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 709 Emma St

How many units are in 709 Emma St, Key West, FL?

709 Emma St, Key West, FL has 4 residential units across built in 1992, according to county assessor records.

What is a unit at 709 Emma St, Key West, FL worth?

The median TopHap Estimate across the 4 units at 709 Emma St, Key West, FL is $574,904. That works out to $1336 per square foot. Units run from 416 to 480 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 709 Emma St, Key West, FL expensive for Key West?

Units at 709 Emma St, Key West, FL carry a median of $1336 per square foot, 64% above the Key West median of $813 per square foot.

How often do units sell at 709 Emma St, Key West, FL?

0 units at 709 Emma St, Key West, FL sold in the last 12 months, out of 4 recorded arms-length sales all time. That is a turnover rate of 0.0% of the building per year.

What floor plans does 709 Emma St, Key West, FL have?

The most common plan at 709 Emma St, Key West, FL is a 1-bedroom of 416 square feet, repeated 3 times, with a median estimate of $561,619. TopHap identifies 1 recurring plans in the building.

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