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Residential (General/Single)Residential

81 Prospect St

RAMSEY, NJ 07446
3,659 ft²
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Built 19713 units1,584–1,584 ft²
$2.1M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$703K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$444
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

-9.1%vs the Ramsey ZIP median sale $/ft² ($488)

Sales Performance

—
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
0
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
0.0%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.

0 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
3 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 0 ba · 1,584 ft²
3 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$702K–$702K
1 unit
$703K–$703K
1 unit
$703K–$703K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.67%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.0%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.126.6 yrs
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.11%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$571,477
Median tax billThe middle annual property tax bill among the building's units.$7,674
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramsey High SchoolA
High · Grades 9–12 · 0.2 mi
E
Tisdale Elementary SchoolA+
Elementary · Grades PK–3 · 0.6 mi
M
Smith Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

81 Prospect St # A
1,584 ft²
$702K
81 Prospect St # B
1,584 ft²
$703K
81 Prospect St
1,584 ft²
$703K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 81 Prospect St

How many units are in 81 Prospect St, Ramsey, NJ?

81 Prospect St, Ramsey, NJ has 3 residential units across built in 1971, according to county assessor records.

What is a unit at 81 Prospect St, Ramsey, NJ worth?

The median TopHap Estimate across the 3 units at 81 Prospect St, Ramsey, NJ is $702,539. That works out to $444 per square foot. Units run from 1,584 to 1,584 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 81 Prospect St, Ramsey, NJ expensive for Ramsey?

Units at 81 Prospect St, Ramsey, NJ carry a median of $444 per square foot, 9% below the Ramsey median of $488 per square foot.

What floor plans does 81 Prospect St, Ramsey, NJ have?

The most common plan at 81 Prospect St, Ramsey, NJ is a 0-bedroom of 1,584 square feet, repeated 3 times, with a median estimate of $702,539. TopHap identifies 1 recurring plans in the building.

Closest homes

More homes in Ramsey 07446

Assigned schools

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