CondominiumResidential
970 Highway 98
DESTIN, FL 32541
5.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
8
StoriesHow many floors the home has above ground.
Built 199916 floors94 units1,072–2,154 ft²
$50M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$500K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$437
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.
+12.8%vs the Destin ZIP median sale $/ft² ($387)
Sales Performance
$373K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
-22.0%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
7
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
7.4%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
This building's own appreciationThe building's own appreciation: for every unit that sold twice (held over a year), we compute its yearly price change between the two sales and take the middle value. This is the cleanest read on how this specific building performs, because it compares each unit to itself.
+5.0%per yeartypical hold 5.3 yrsfrom 133 same-unit resales
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20002004200720112015201920222026
Sale price per ft² (yearly, all time)The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.$/ft²
20002004200720112015201920222026
229 arms-length sales on record for this building.
Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
2 bd3 bd
2 bed
53 units$471K · $439/ft²
3 bed
41 units$587K · $432/ft²
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
2 bd · 2 ba · 1,072 ft²
52 units$470K · $438/ft²
3 bd · 3 ba · 1,400 ft²
19 units$598K · $427/ft²
3 bd · 3 ba · 1,240 ft²
9 units$547K · $441/ft²
3 bd · 2.5 ba · 1,400 ft²
7 units$588K · $420/ft²
3 bd · 2.5 ba · 1,240 ft²
4 units$605K · $488/ft²
3 bd · 4 ba · 2,154 ft²
2 units$956K · $444/ft²
One-off layouts
1 unit
Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.
$257K–$431K
10 units
$446K–$629K
77 units
$649K–$697K
4 units
$895K–$895K
1 unit
$1M–$1M
1 unit
$1.8M–$1.8M
1 unit
Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.
Floors 1–4
$464/ft²23 units · +6%
Floors 5–7
$411/ft²21 units · -6%
Floors 8–10
$435/ft²21 units · +0%
Floors 11–12
$447/ft²14 units · +2%
Floors 14–16
$458/ft²15 units · +5%
Unit lines by $/ft²Condo units stacked vertically share a unit line — the last digits of the unit number (like 05 in 1205, 1305, 1405). Lines share a layout and exposure, so comparing estimated $/ft² by line shows which position in the building commands a premium.
Line ·02
$529/ft²14 units · +21%
Line ·04
$457/ft²13 units · +5%
Line ·05
$436/ft²13 units · +0%
Line ·07
$435/ft²13 units · +0%
Line ·01
$422/ft²14 units · -3%
Line ·03
$412/ft²14 units · -6%
Line ·06
$404/ft²13 units · -7%
Ownership & Financing
Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.12%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.36%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.5.3 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.37%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.46%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$455,250
Median tax billThe middle annual property tax bill among the building's units.$5,182
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.2
Recent SalesThe latest recorded arms-length sales in the building, newest first.
Unit 1107Aug 19, 2026$700,000$500/ft²Unit 303Aug 3, 2026$335,000$312/ft²Unit 806Jul 9, 2026$485,000$452/ft²Unit 101Jun 4, 2026$340,000$243/ft²Unit 602Feb 11, 2026$373,000$348/ft²Unit 603Jan 22, 2026$373,000$348/ft²Unit 1203Nov 24, 2025$435,000$406/ft²Unit 1105Oct 8, 2025$481,600$449/ft²Unit 506Oct 7, 2025$270,000$252/ft²Unit 903Sep 19, 2025$372,500$347/ft²
Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.
Climate Risk
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.45 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.93%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyOKALOOSA
Lot (acres)The size of the land the home sits on, from county records.5.00
PoolWhether the property has a pool, and what kind, such as in-ground.No
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Destin Elementary SchoolA
Elementary · Grades PK–4 · 1.4 mi
Destin Middle SchoolA
Middle · Grades 5–8 · 3.1 mi
Fort Walton Beach High SchoolB-
High · Grades 9–12 · 10.0 mi
District: Okaloosa County School District
Neighborhood · ZIP 32541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,722
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%
All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.
970 Highway 98 E # 101
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 107
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E # 201
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 202
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 203
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 204
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E # 205
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 206
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 207
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 301
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 302
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 303
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 304
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E Unit 305
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 306
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 307
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E # 401
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 402
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 403
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 404
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E Unit 405
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 406
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 407
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 501
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E # 502
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 503
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 504
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E # 505
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 506
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 507
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 601
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 602
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 603
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 604
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E Unit 605
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 606
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 607
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 701
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 702
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 703
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 704
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E Unit 705
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 706
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 707
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 801
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E # 802
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 803
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 804
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E Unit 805
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 806
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 807
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 901
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 902
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 903
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 904
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E # 905
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 906
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 907
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 1001
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E # 1002
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1003
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1004
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E Unit 1005
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1006
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1007
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 1101
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E # 1102
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1103
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1104
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E Unit 1105
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1106
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1107
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 1201
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 1202
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1203
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1204
3 bd · 2.5 ba · 1,240 ft²
970 Highway 98 E Unit 1205
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1206
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1207
3 bd · 2.5 ba · 1,400 ft²
970 Highway 98 E Unit 1401
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 1402
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1403
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1404
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E Unit 1405
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1406
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1407
3 bd · 3 ba · 1,400 ft²
970 Highway 98 E Unit 1502
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1503
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1504
3 bd · 3 ba · 1,240 ft²
970 Highway 98 E Unit 1505
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E # 1506
2 bd · 2 ba · 1,072 ft²
970 Highway 98 E Unit 1601
3 bd · 4 ba · 2,154 ft²
970 Highway 98 E # 1602
2 bd · 2 ba · 1,240 ft²
970 Highway 98 E # 1603
3 bd · 4 ba · 2,154 ft²
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
About 970 Highway 98
How many units are in 970 Highway 98, Destin, FL?
970 Highway 98, Destin, FL has 94 residential units across 16 floors, built in 1999, according to county assessor records.
What is a unit at 970 Highway 98, Destin, FL worth?
The median TopHap Estimate across the 94 units at 970 Highway 98, Destin, FL is $500,450. That works out to $437 per square foot. Units run from 1,072 to 2,154 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.
Is 970 Highway 98, Destin, FL expensive for Destin?
Units at 970 Highway 98, Destin, FL carry a median of $437 per square foot, 13% above the Destin median of $387 per square foot.
How often do units sell at 970 Highway 98, Destin, FL?
7 units at 970 Highway 98, Destin, FL sold in the last 12 months, out of 229 recorded arms-length sales all time. That is a turnover rate of 7.4% of the building per year. The median sale over that period was $373K.
Have units at 970 Highway 98, Destin, FL appreciated?
Across 133 repeat sales of the same unit, 970 Highway 98, Destin, FL returned a median 5.0% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 5.3 years.
What floor plans does 970 Highway 98, Destin, FL have?
The most common plan at 970 Highway 98, Destin, FL is a 2-bedroom of 1,072 square feet, repeated 52 times, with a median estimate of $469,990. TopHap identifies 6 recurring plans in the building.
More homes on Highway 98 E
- 1048 Highway 98 # 1603$1.5M3 bd · 3 ba · 1,790 ft² · Sold $1.4M · Sep 2026
- 940 Highway 98 # 124$1.2M3 bd · 2.5 ba · 1,596 ft² · Sold $1.1M · Sep 2026
- 970 Highway 98 # 1107$697K3 bd · 2.5 ba · 1,400 ft² · Sold $700K · Aug 2026
- 1006 Highway 98 # 114$313K2 bd · 2 ba · 830 ft² · Sold $315K · Aug 2026
- 940 Highway 98 # 65$403K2 bd · 2.5 ba · 1,191 ft² · Sold $405K · Aug 2026
- 940 Highway 98 # 120$557K3 bd · 2.5 ba · 1,289 ft² · Sold $560K · Aug 2026
- 970 Highway 98 # 303$333K2 bd · 2 ba · 1,072 ft² · Sold $335K · Aug 2026
- 1040 Highway 98 # 1014$421K1 bd · 1.5 ba · 766 ft² · Sold $425K · Jul 2026
- 950 Highway 98 # 6021$2.1M3 bd · 3.5 ba · 3,648 ft² · Sold $2.1M · Jul 2026
- 970 Highway 98 # 806$480K2 bd · 2 ba · 1,072 ft² · Sold $485K · Jul 2026
- 1048 Highway 98 # 1901$2.6M5 bd · 5 ba · 3,600 ft² · Sold $2.6M · Jul 2026
- 1048 Highway 98 # 1802$1M2 bd · 2 ba · 1,362 ft² · Sold $1M · Jun 2026
Closest homes
- 970 Highway 98 E$650K0 ft · 2 bd · 2 ba · 1,240 ft² · Sold $660K · Jul 2023
- 970 Highway 98 E$334K0 ft · 2 bd · 2 ba · 1,072 ft² · Sold $350K · Nov 2025
- 970 Highway 98 E$616K0 ft · 3 bd · 2.5 ba · 1,400 ft² · Sold $243K · Sep 2013
- 970 Highway 98 E Unit 902$480K0 ft · 2 bd · 2 ba · 1,072 ft² · Sold $530K · Jul 2023
- 970 Highway 98 E Unit 1404$587K0 ft · 3 bd · 3 ba · 1,240 ft² · Sold $630K · Dec 2022
- 970 Highway 98 E Unit 404$531K0 ft · 3 bd · 3 ba · 1,240 ft² · Sold $625K · Nov 2022
- 970 Highway 98 E Unit 307$571K0 ft · 3 bd · 3 ba · 1,400 ft² · Sold $610K · Jan 2024
- 970 Highway 98 E$615K0 ft · 3 bd · 2.5 ba · 1,400 ft² · Sold $318K · Jan 2016
More homes in Destin 32541
- 805 Main St$975K3 bd · 2.5 ba · 2,339 ft² · Sold $650K · Sep 2026
- 252 Diamond Cv$439K3 bd · 2 ba · 1,748 ft² · Sold $435K · Sep 2026
- 110 Gulf Shore Dr$850K2 bd · 2 ba · 1,687 ft² · Sold $800K · Sep 2026
- 99 Country Club Dr W$949K3 bd · 3.5 ba · 3,479 ft² · Sold $865K · Sep 2026
- 4203 Indian Bayou Trl$315K1 bd · 2 ba · 970 ft² · Sold $290K · Sep 2026
- 80 Shirah St$1.7M5 bd · 5.5 ba · 3,006 ft² · Sold $1.6M · Sep 2026
- 295 Mattie M Kelly Blvd$299K3 bd · 2.5 ba · 1,543 ft² · Sold $250K · Sep 2026
- 106 Terra Cotta Way$1.1M4 bd · 4 ba · 2,290 ft² · Sold $1.1M · Sep 2026
- 89 Shirah St$4M8 bd · 9.5 ba · 5,753 ft² · Sold $3.8M · Sep 2026
- 108 Bismark BlvdResidential - Vacant Land · Sold $393K · Sep 2026
- 408 Kelly Plantation Dr2 bd · 1.5 ba · 2,505 ft² · Sold $1.2M · Sep 2026
- 93 Woodward St5 bd · 3.5 ba · 2,400 ft² · Sold $1.3M · Sep 2026
Assigned schools
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