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CondominiumResidential

98 Harbor Dr

LUDINGTON, MI 49431
436 ft²
Lot SizeThe size of the land the home sits on, from county records.
41 units
$3M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$133K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
—
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

Sales Performance

$33K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
+72.4%
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
4
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
9.8%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.
Median sale price (yearly, all time)Every recorded arms-length sale in the building since records begin, grouped by year: the bars count sales and the line tracks the median price paid.MedianSales
20052015201620192021202320242026

20 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Studio
41 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$64K–$65K
4 units
$84K–$84K
1 unit
$133K–$133K
13 units
$176K–$176K
4 units
$193K–$193K
1 unit

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.41%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.37%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.9.7 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.100%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.0%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$78,595
Median tax billThe middle annual property tax bill among the building's units.$16
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 12Aug 27, 2026$32,000Unit 10Jul 6, 2026$33,500Unit 21Jun 24, 2026$26,500Unit 37May 21, 2026$40,000Unit 38Sep 19, 2025$19,000Unit 38Mar 10, 2025$19,000Unit 27Aug 20, 2024$29,000Unit 20Mar 23, 2023$16,000Unit 2May 16, 2022$11,000Unit 20Aug 2, 2021$15,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.89 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMASON
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ludington High SchoolA-
High · Grades 9–12 · 1.1 mi
M
Oj Dejonge Middle SchoolB+
Middle · Grades 6–8 · 1.2 mi
E
Ludington Elementary SchoolB+
Elementary · Grades PK–5 · 2.1 mi

District: Ludington Area School District

Neighborhood · ZIP 49431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.17,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,121
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

98 Harbor Dr # 1
$193K
98 Harbor Dr # 2
98 Harbor Dr # 3
98 Harbor Dr # 4
$64K
98 Harbor Dr # 5
$133K
98 Harbor Dr # 6
$133K
98 Harbor Dr # 7
98 Harbor Dr
$133K
98 Harbor Dr
98 Harbor Dr # 10
98 Harbor Dr # 11
98 Harbor Dr # 12
98 Harbor Dr # 13
$65K
98 Harbor Dr # 14
98 Harbor Dr # 15
$84K
98 Harbor Dr # 16
$176K
98 Harbor Dr # 17
$176K
98 Harbor Dr # 18
98 Harbor Dr # 19
98 Harbor Dr # 20
98 Harbor Dr # 21
98 Harbor Dr # 22
$176K
98 Harbor Dr # 23
98 Harbor Dr # 24
$176K
98 Harbor Dr # 25
$133K
98 Harbor Dr # 26
$133K
98 Harbor Dr # 27
98 Harbor Dr # 28
$133K
98 Harbor Dr # 29
98 Harbor Dr # 30
$133K
98 Harbor Dr # 31
$133K
98 Harbor Dr # 32
$64K
98 Harbor Dr # 33
98 Harbor Dr # 34
$133K
98 Harbor Dr # 35
$133K
98 Harbor Dr # 36
$133K
98 Harbor Dr # 37
$133K
98 Harbor Dr # 38
98 Harbor Dr # 39
$133K
98 Harbor Dr # 40
$64K
98 Harbor Dr # 41

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 98 Harbor Dr

How many units are in 98 Harbor Dr, Ludington, MI?

98 Harbor Dr, Ludington, MI has 41 residential units, according to county assessor records.

What is a unit at 98 Harbor Dr, Ludington, MI worth?

The median TopHap Estimate across the 41 units at 98 Harbor Dr, Ludington, MI is $132,893. Estimates are modelled from recorded sales and assessments, not appraisals.

How often do units sell at 98 Harbor Dr, Ludington, MI?

4 units at 98 Harbor Dr, Ludington, MI sold in the last 12 months, out of 20 recorded arms-length sales all time. That is a turnover rate of 9.8% of the building per year. The median sale over that period was $33K.

Have units at 98 Harbor Dr, Ludington, MI appreciated?

Across 3 repeat sales of the same unit, 98 Harbor Dr, Ludington, MI returned a median 3.4% per year. Because each pair is the same unit bought and sold, the figure is not distorted by which units traded. The median owner held for 11.3 years.

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