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Single Family ResidenceResidential
$1,631,438$795 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Dec 29, 1999

0 BAY DR

SADDLEBUNCH KEY, FL
3
Beds
2.5
Baths
2,051 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.6M
$1.4M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Dec 29, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,119 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,146,080 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,113,781
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,554,685

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.104 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 20 ft²Porch · 945 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sugarloaf SchoolB-
Elementary · Grades PK–8 · 4.5 mi
H
Key West High SchoolC-
High · Grades 9–12 · 12.7 mi

District: Monroe County School District

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

0 Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Monroe County
  • Bigger than 80% of homes in Monroe County
  • Newer than 91% of homes in Monroe County

How it measures up in Monroe County

The dot is this home. The mark in the middle is the typical home in Monroe County.

Estimated value$1,631,438
CheaperTypical $992,348Pricier

Pricier than 75% of homes nearby

Price per ft²$795
CheaperTypical $729Pricier

Pricier than 58% of homes nearby

Living area2,051 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.21 ac
SmallerTypical 0.16 acBigger

Bigger than 61% of homes nearby

Year built2014
OlderTypical 1983Newer

Newer than 91% of homes nearby

How 0 Bay Dr ranks against every home in each area.
MeasureThis homeMonroe County
Estimated valuepricier than$1,631,43875% of homes
Price per ft²pricier than$79558% of homes
Living areabigger than2,051 ft²80% of homes
Lot sizebigger than0.21 ac61% of homes
Year builtnewer than201491% of homes

About 0 Bay Dr

How much is 0 Bay Dr, Saddlebunch Key, FL worth?

The TopHap Estimate for 0 Bay Dr, Saddlebunch Key, FL is $1,631,438 as of Sep 24, 2026. The likely range is $1,399,436 to $1,863,440. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 0 Bay Dr, Saddlebunch Key, FL last sell?

0 Bay Dr, Saddlebunch Key, FL last sold on Dec 29, 1999 for $250,000, according to the county's recorded deed.

How big is 0 Bay Dr, Saddlebunch Key, FL?

0 Bay Dr, Saddlebunch Key, FL has 3 bedrooms, 2.5 bathrooms, 2,051 square feet of living space and a 0.21-acre lot.

When was 0 Bay Dr, Saddlebunch Key, FL built?

0 Bay Dr, Saddlebunch Key, FL was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 0 Bay Dr, Saddlebunch Key, FL?

0 Bay Dr, Saddlebunch Key, FL is assigned to Sugarloaf School (elementary), rated B-; Key West High School (high), rated C-. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 0 Bay Dr, Saddlebunch Key, FL compare to other homes in Monroe County?

Among the 44,355 homes in Monroe County, it is worth more than 75% of them ($1,631,438 against a typical $992,348), its price per square foot is higher than 58% of them ($795 against a typical $729), it is bigger than 80% of them (2,051 ft² against a typical 1,344 ft²), its lot is bigger than 61% of them (0.21 ac against a typical 0.16 ac) and it is newer than 91% of them (2014 against a typical 1983). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 0 Bay Dr, Saddlebunch Key, FL?

The 2025 property tax bill for 0 Bay Dr, Saddlebunch Key, FL was $10,119. The county assessed it at $1,146,080.

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Assigned schools

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