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Single Family ResidenceResidential
$126,184$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1 RIVER TER

VALLEY, AL 36854
2 / 1
Baths
1,476 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$126K
$85K low$168K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,068 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,168
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,340

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChambers
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 468 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Valley High SchoolF
High · Grades 7–12 · 1.6 mi
M
W F Burns Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi

District: Chambers County School District

Neighborhood · ZIP 36854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.16,718
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,853
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,475
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1 River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Valley 36854
  • Newer than 72% of homes in Chambers County

What homes are worth in Valley 36854

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$632K

This home is worth more than 36% of homes in Valley 36854.

How it measures up in Valley 36854

The dot is this home. The mark in the middle is the typical home in Valley 36854.

Estimated value$126,184
CheaperTypical $162,121Pricier

Pricier than 36% of homes nearby

Price per ft²$85
CheaperTypical $115Pricier

Pricier than 29% of homes nearby

Living area1,476 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 55% of homes nearby

Year built1983
OlderTypical 1972Newer

Newer than 62% of homes nearby

How 1 River Ter ranks against every home in each area.
MeasureThis homeValley 36854Chambers County
Estimated valuepricier than$126,18436% of homes48% of homes
Price per ft²pricier than$8529% of homes43% of homes
Living areabigger than1,476 ft²55% of homes59% of homes
Year builtnewer than198362% of homes72% of homes

About 1 River Ter

How much is 1 River Ter, Valley, AL worth?

The TopHap Estimate for 1 River Ter, Valley, AL is $126,184 as of Oct 21, 2026. The likely range is $84,868 to $167,500. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1 River Ter, Valley, AL last sell?

1 River Ter, Valley, AL last sold on Aug 2, 1999, according to the county's recorded deed.

How big is 1 River Ter, Valley, AL?

1 River Ter, Valley, AL has 2 bathrooms and 1,476 square feet of living space.

When was 1 River Ter, Valley, AL built?

1 River Ter, Valley, AL was built in 1983, making it 43 years old. The building has 2 stories.

What schools serve 1 River Ter, Valley, AL?

1 River Ter, Valley, AL is assigned to Valley High School (high), rated F; W F Burns Middle School (middle), rated C-. All sit in Chambers County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1 River Ter, Valley, AL compare to other homes in Valley 36854?

Among the 5,925 homes in Valley 36854, it is worth more than 36% of them ($126,184 against a typical $162,121), its price per square foot is higher than 29% of them ($85 against a typical $115), it is bigger than 55% of them (1,476 ft² against a typical 1,414 ft²) and it is newer than 62% of them (1983 against a typical 1972). Measured against all of Chambers County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

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Assigned schools

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