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Single Family ResidenceResidential
$254,417$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $197,100 on Nov 18, 2021

1 S RICHARD ST

WATERLOO, IL 62298
3
Beds
3
Baths
1,533 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$254K
$234K low$275K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$197,100 · Nov 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,696 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,270 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,441
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,810

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²Patio · 448 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 1.5 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 1.7 mi
H
Waterloo High SchoolB-
High · Grades 9–12 · 3.1 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1 S Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Waterloo 62298
  • Has a smaller lot than 67% of homes in Monroe County
  • Older than 71% of homes in Waterloo 62298

What homes are worth in Waterloo 62298

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$684K

This home is worth more than 36% of homes in Waterloo 62298.

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Estimated value$254,417
CheaperTypical $305,323Pricier

Pricier than 36% of homes nearby

Price per ft²$166
CheaperTypical $205Pricier

Pricier than 20% of homes nearby

Living area1,533 ft²
SmallerTypical 1,502 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.3 ac
SmallerTypical 0.43 acBigger

Bigger than 35% of homes nearby

Year built1966
OlderTypical 1991Newer

Newer than 29% of homes nearby

How 1 S Richard St ranks against every home in each area.
MeasureThis homeWaterloo 62298Monroe County
Estimated valuepricier than$254,41736% of homes36% of homes
Price per ft²pricier than$16620% of homes21% of homes
Living areabigger than1,533 ft²52% of homes54% of homes
Lot sizebigger than0.3 ac35% of homes33% of homes
Year builtnewer than196629% of homes30% of homes

About 1 S Richard St

How much is 1 S Richard St, Waterloo, IL worth?

The TopHap Estimate for 1 S Richard St, Waterloo, IL is $254,417 as of Jul 14, 2026. The likely range is $233,723 to $275,111. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1 S Richard St, Waterloo, IL last sell?

1 S Richard St, Waterloo, IL last sold on Nov 18, 2021 for $197,100, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1 S Richard St, Waterloo, IL?

1 S Richard St, Waterloo, IL has 3 bedrooms, 3 bathrooms, 1,533 square feet of living space and a 0.30-acre lot.

When was 1 S Richard St, Waterloo, IL built?

1 S Richard St, Waterloo, IL was built in 1966, making it 60 years old. The building has 1 story.

What schools serve 1 S Richard St, Waterloo, IL?

1 S Richard St, Waterloo, IL is assigned to W. J. Zahnow Elementary School (elementary); Waterloo Junior High School (middle), rated B+; Waterloo High School (high), rated B-. All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1 S Richard St, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,136 homes in Waterloo 62298, it is worth more than 36% of them ($254,417 against a typical $305,323), its price per square foot is higher than 20% of them ($166 against a typical $205), it is bigger than 52% of them (1,533 ft² against a typical 1,502 ft²), its lot is bigger than 35% of them (0.3 ac against a typical 0.43 ac) and it is newer than 29% of them (1966 against a typical 1991). Measured against all of Monroe County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1 S Richard St, Waterloo, IL?

The 2024 property tax bill for 1 S Richard St, Waterloo, IL was $3,696. The county assessed it at $76,270.

More homes on S Richard St

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Assigned schools

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