Duplex (2 Units, Any Combination)Residential
Last sold for $410,000 on Nov 4, 2025
10 BANK ST
DERBY, CT 06418
6
Beds
2.5
Baths
2,635 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Nov 4, 2025
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,854 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,500
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
83
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.61%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.04
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
Transaction History(9)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EHM
Bradley SchoolC-
Elementary · Grades KG–5 · 0.9 mi
Derby High SchoolD-
High · Grades 9–12 · 1.6 mi
Derby Middle SchoolD+
Middle · Grades 6–8 · 1.6 mi
District: Derby School District
Neighborhood · ZIP 06418These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,707
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,336 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,431
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,707
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%
Owner Tools
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How this home compares
10 Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 92% of homes in Derby 06418
- Among the smallest lots in Derby 06418
- Older than 98% of homes in Naugatuck Valley County
How it measures up in Derby 06418
The dot is this home. The mark in the middle is the typical home in Derby 06418.
Living area2,635 ft²
SmallerTypical 1,386 ft²Bigger
Bigger than 92% of homes nearby
Lot size1,742 ft²
SmallerTypical 0.25 acBigger
Smaller than almost all homes nearby
Year built1875
OlderTypical 1959Newer
Newer than 5% of homes nearby
| Measure | This home | Derby 06418 | Naugatuck Valley County |
|---|---|---|---|
| Living areabigger than | 2,635 ft² | 92% of homes | 87% of homes |
| Lot sizebigger than | 1,742 ft² | almost no homes | almost no homes |
| Year builtnewer than | 1875 | 5% of homes | 2% of homes |
About 10 Bank St
When did 10 Bank St, Derby, CT last sell?
10 Bank St, Derby, CT last sold on Nov 4, 2025 for $410,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.
How big is 10 Bank St, Derby, CT?
10 Bank St, Derby, CT has 6 bedrooms, 2.5 bathrooms, 2,635 square feet of living space and a 0.04-acre lot.
When was 10 Bank St, Derby, CT built?
10 Bank St, Derby, CT was built in 1875, making it 151 years old. The building has 2 stories.
What schools serve 10 Bank St, Derby, CT?
10 Bank St, Derby, CT is assigned to Bradley School (elementary), rated C-; Derby High School (high), rated D-; Derby Middle School (middle), rated D+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 10 Bank St, Derby, CT compare to other homes in Derby 06418?
Among the 3,850 homes in Derby 06418, it is bigger than 92% of them (2,635 ft² against a typical 1,386 ft²), its lot is bigger than almost none of them (1,742 ft² against a typical 0.25 ac) and it is newer than 5% of them (1875 against a typical 1959). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 10 Bank St, Derby, CT?
The 2024 property tax bill for 10 Bank St, Derby, CT was $4,854. The county assessed it at $112,350.
More homes on Bank St
- 39 Bank St4 bd · 2 ba · 2,215 ft² · Sold $340K · Mar 2025
- 35 Bank St6 bd · 2 ba · 2,140 ft² · Sold $37K · Dec 2024
- 70 Bank St4 bd · 2 ba · 2,312 ft² · Sold $3.1M · Apr 2024
- 68 Bank St3 bd · 2 ba · 1,828 ft² · Sold $270K · Sep 2023
- 29 Bank St # 311 ba · 0.22 ac · Sold $425K · Dec 2022
- 17 Bank St # 195 bd · 2 ba · 2,927 ft² · Sold $309K · Jul 2022
- 25 Bank St4 bd · 2 ba · 2,362 ft² · Sold $108K · Apr 2014
- 37 Bank St5 bd · 2 ba · 2,288 ft² · Sold $125K · Aug 2004
- 28 Bank St$272K3 bd · 2 ba · 1,496 ft² · Sold $193K · Jul 2004
- 20 Bank St6 bd · 3 ba · 2,301 ft² · Sold $95K · Jan 2004
- 26 Bank St$254K3 bd · 1 ba · 1,300 ft² · Sold $40K · Aug 2003
- 65 Bank St$265K2 bd · 1.5 ba · 1,480 ft² · Sold $110K · May 1994
Closest homes
- 20 Bank St108 ft · 6 bd · 3 ba · 2,301 ft² · Sold $95K · Jan 2004
- 17 Bank St115 ft · 5 bd · 2 ba · 2,927 ft² · Sold $309K · Jul 2022
- 26 Bank St$254K139 ft · 3 bd · 1 ba · 1,300 ft² · Sold $40K · Aug 2003
- 16 Gilbert St124 ft · 6 bd · 2 ba · 2,957 ft² · Sold Jan 1900
- 24 Bank St$276K166 ft · 3 bd · 1 ba · 1,300 ft² · Sold Jan 1900
- 28 Bank St$272K195 ft · 3 bd · 2 ba · 1,496 ft² · Sold $193K · Jul 2004
- 57 Crescent St161 ft · 4 bd · 2 ba · 3,030 ft² · Sold Jan 1900
- 25 Bank St200 ft · 4 bd · 2 ba · 2,362 ft² · Sold $108K · Apr 2014
More homes in Derby 06418
- 1 Prindle Ave$354K3 bd · 2 ba · 2,088 ft² · Sold $280K · Oct 2026
- 61 Mount Pleasant St3 bd · 2 ba · 1,180 ft² · Sold $330K · Sep 2026
- 140 Emmett Ave$380K3 bd · 2.5 ba · 1,486 ft² · Sold $370K · Sep 2026
- 42 Coppola Ter$427K3 bd · 2 ba · 1,210 ft² · Sold $425K · Sep 2026
- 3 Coppola Ter$400K3 bd · 1 ba · 1,292 ft² · Sold $415K · Sep 2026
- 4 Oak St7 bd · 3.5 ba · 2,800 ft² · Sold $590K · Sep 2026
- 23 Washington St$600K2 bd · 1 ba · 1,855 ft² · Sold $600K · Sep 2026
- 196 New Haven Ave$349K2 bd · 2.5 ba · 1,578 ft² · Sold $349K · Sep 2026
- 50 Orangewood W$316K3 bd · 2.5 ba · 1,280 ft² · Sold $330K · Sep 2026
- 171 Mount Pleasant St$339K3 bd · 1 ba · 1,115 ft² · Sold $337K · Sep 2026
- 50 Hawthorne Ave$324K3 bd · 2 ba · 1,692 ft² · Sold $375K · Sep 2026
- 232 Hawkins St3 bd · 2 ba · 1,888 ft² · Sold $371K · Sep 2026
Assigned schools
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