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TownhouseResidential
$693,751$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $670,000 on Jun 3, 2021

10 CHAPPEL LOOP

FREEDOM, CA 95019
3
Beds
2.5
Baths
2,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,786 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$694K
$633K low$754K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$670,000 · Jun 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,183 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$739,734 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$406,854
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$332,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$725,229
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$663,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountySANTA CRUZ
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Freedom ElementaryD-
Elementary · Grades KG–5 · 0.2 mi
M
Rolling Hills Middle SchoolD-
Middle · Grades 6–8 · 0.6 mi
H
Pajaro Valley High SchoolC-
High · Grades 9–12 · 1.3 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95019These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.552

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.99%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,753 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,293
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Chappel Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Santa Cruz County
  • Costs less per square foot than 98% of homes in Santa Cruz County
  • Bigger than 90% of homes in Freedom 95019
  • Has a smaller lot than 93% of homes in Freedom 95019
  • Newer than 91% of homes in Freedom 95019

What homes are worth in Freedom 95019

Each bar is how many homes fall in that price range. The marker is this home.

This home
$389K$977K

This home is worth more than 65% of homes in Freedom 95019.

How it measures up in Freedom 95019

The dot is this home. The mark in the middle is the typical home in Freedom 95019.

Estimated value$693,751
CheaperTypical $653,503Pricier

Pricier than 65% of homes nearby

Price per ft²$325
CheaperTypical $470Pricier

Pricier than 5% of homes nearby

Living area2,136 ft²
SmallerTypical 1,397 ft²Bigger

Bigger than 90% of homes nearby

Lot size1,786 ft²
SmallerTypical 0.16 acBigger

Bigger than 7% of homes nearby

Year built2003
OlderTypical 1961Newer

Newer than 91% of homes nearby

How 10 Chappel Loop ranks against every home in each area.
MeasureThis homeFreedom 95019Santa Cruz County
Estimated valuepricier than$693,75165% of homes18% of homes
Price per ft²pricier than$3255% of homes2% of homes
Living areabigger than2,136 ft²90% of homes75% of homes
Lot sizebigger than1,786 ft²7% of homes13% of homes
Year builtnewer than200391% of homes91% of homes

About 10 Chappel Loop

How much is 10 Chappel Loop, Freedom, CA worth?

The TopHap Estimate for 10 Chappel Loop, Freedom, CA is $693,751 as of Aug 30, 2026. The likely range is $633,227 to $754,275. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Chappel Loop, Freedom, CA last sell?

10 Chappel Loop, Freedom, CA last sold on Jun 3, 2021 for $670,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 10 Chappel Loop, Freedom, CA?

10 Chappel Loop, Freedom, CA has 3 bedrooms, 2.5 bathrooms, 2,136 square feet of living space and a 0.04-acre lot.

When was 10 Chappel Loop, Freedom, CA built?

10 Chappel Loop, Freedom, CA was built in 2003, making it 23 years old. It is a townhouse home.

What schools serve 10 Chappel Loop, Freedom, CA?

10 Chappel Loop, Freedom, CA is assigned to Freedom Elementary (elementary), rated D-; Rolling Hills Middle School (middle), rated D-; Pajaro Valley High School (high), rated C-. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Chappel Loop, Freedom, CA compare to other homes in Freedom 95019?

Among the 958 homes in Freedom 95019, it is worth more than 65% of them ($693,751 against a typical $653,503), its price per square foot is higher than 5% of them ($325 against a typical $470), it is bigger than 90% of them (2,136 ft² against a typical 1,397 ft²), its lot is bigger than 7% of them (1,786 ft² against a typical 0.16 ac) and it is newer than 91% of them (2003 against a typical 1961). Measured against all of Santa Cruz County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Chappel Loop, Freedom, CA?

The 2025 property tax bill for 10 Chappel Loop, Freedom, CA was $9,183. The county assessed it at $739,734.

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