Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$494,820$320 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Oct 28, 2005

10 CONGRESS ST

DRACUT, MA 01826
3
Beds
2 / 1
Baths
1,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$495K
$465K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Oct 28, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,420
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,736
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$186,400
UNITED WHOLESALE MORTGAGE · R · recorded May 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
OPTION ONE MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,502 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$465,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$176,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$421,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$377,720

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joseph A. Campbell Elementary SchoolC-
Elementary · Grades PK–5 · 0.5 mi
H
Dracut High SchoolC
High · Grades 9–12 · 4.2 mi
M
Justus C. Richardson Middle SchoolB-
Middle · Grades 6–8 · 4.4 mi

District: Dracut School District

Neighborhood · ZIP 01826These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.33,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,548 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,881
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Middlesex County
  • Costs less per square foot than 88% of homes in Middlesex County
  • Has a smaller lot than 94% of homes in Dracut 01826
  • Older than 96% of homes in Dracut 01826

What homes are worth in Dracut 01826

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$992K

This home is worth more than 32% of homes in Dracut 01826.

How it measures up in Dracut 01826

The dot is this home. The mark in the middle is the typical home in Dracut 01826.

Estimated value$494,820
CheaperTypical $556,084Pricier

Pricier than 32% of homes nearby

Price per ft²$320
CheaperTypical $355Pricier

Pricier than 29% of homes nearby

Living area1,548 ft²
SmallerTypical 1,477 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.12 ac
SmallerTypical 0.51 acBigger

Bigger than 6% of homes nearby

Year built1900
OlderTypical 1977Newer

Newer than 4% of homes nearby

How 10 Congress St ranks against every home in each area.
MeasureThis homeDracut 01826Middlesex County
Estimated valuepricier than$494,82032% of homes13% of homes
Price per ft²pricier than$32029% of homes12% of homes
Living areabigger than1,548 ft²54% of homes37% of homes
Lot sizebigger than0.12 ac6% of homes16% of homes
Year builtnewer than19004% of homes15% of homes

About 10 Congress St

How much is 10 Congress St, Dracut, MA worth?

The TopHap Estimate for 10 Congress St, Dracut, MA is $494,820 as of Jul 14, 2026. The likely range is $465,215 to $524,425. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Congress St, Dracut, MA last sell?

10 Congress St, Dracut, MA last sold on Oct 28, 2005 for $225,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10 Congress St, Dracut, MA?

10 Congress St, Dracut, MA has 3 bedrooms, 2 bathrooms, 1,548 square feet of living space and a 0.12-acre lot.

When was 10 Congress St, Dracut, MA built?

10 Congress St, Dracut, MA was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 10 Congress St, Dracut, MA?

10 Congress St, Dracut, MA is assigned to Joseph A. Campbell Elementary School (elementary), rated C-; Dracut High School (high), rated C; Justus C. Richardson Middle School (middle), rated B-. All sit in Dracut School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Congress St, Dracut, MA compare to other homes in Dracut 01826?

Among the 10,438 homes in Dracut 01826, it is worth more than 32% of them ($494,820 against a typical $556,084), its price per square foot is higher than 29% of them ($320 against a typical $355), it is bigger than 54% of them (1,548 ft² against a typical 1,477 ft²), its lot is bigger than 6% of them (0.12 ac against a typical 0.51 ac) and it is newer than 4% of them (1900 against a typical 1977). Measured against all of Middlesex County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Congress St, Dracut, MA?

The 2026 property tax bill for 10 Congress St, Dracut, MA was $4,502. The county assessed it at $465,600.

Closest homes

More homes in Dracut 01826

Assigned schools

Explore the area

See this home in context

Open 10 Congress St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map