Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$195,302$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10 DIAMOND PATCH LN

VILLA RIDGE, MO 63089
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$195K
$181K low$209K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,921
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,337
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$93,000
BANK OF FRANKLIN · R · recorded Jun 29, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$39,381
CITIZENS FEDERAL BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,325 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,167 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,491
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coleman Elementary SchoolC-
Elementary · Grades KG–4 · 1.1 mi
H
Pacific High SchoolD
High · Grades 9–12 · 4.7 mi
M
Riverbend Middle SchoolB-
Middle · Grades 7–8 · 5.3 mi

District: Meramec Valley R-Iii School District

Neighborhood · ZIP 63089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,335
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.167 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,505
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,299
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Diamond Patch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Villa Ridge 63089
  • Smaller than 83% of homes in Franklin County

What homes are worth in Villa Ridge 63089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$729K

This home is worth more than 10% of homes in Villa Ridge 63089.

How it measures up in Villa Ridge 63089

The dot is this home. The mark in the middle is the typical home in Villa Ridge 63089.

Estimated value$195,302
CheaperTypical $319,115Pricier

Pricier than 10% of homes nearby

Price per ft²$203
CheaperTypical $213Pricier

Pricier than 37% of homes nearby

Living area960 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 22% of homes nearby

Lot size1.1 ac
SmallerTypical 1.8 acBigger

Bigger than 41% of homes nearby

Year built1984
OlderTypical 1988Newer

Newer than 42% of homes nearby

How 10 Diamond Patch Ln ranks against every home in each area.
MeasureThis homeVilla Ridge 63089Franklin County
Estimated valuepricier than$195,30210% of homes21% of homes
Price per ft²pricier than$20337% of homes52% of homes
Living areabigger than960 ft²22% of homes17% of homes
Lot sizebigger than1.1 ac41% of homes56% of homes
Year builtnewer than198442% of homes50% of homes

About 10 Diamond Patch Ln

How much is 10 Diamond Patch Ln, Villa Ridge, MO worth?

The TopHap Estimate for 10 Diamond Patch Ln, Villa Ridge, MO is $195,302 as of Jul 14, 2026. The likely range is $181,207 to $209,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Diamond Patch Ln, Villa Ridge, MO last sell?

10 Diamond Patch Ln, Villa Ridge, MO last sold on Aug 13, 2004, according to the county's recorded deed.

How big is 10 Diamond Patch Ln, Villa Ridge, MO?

10 Diamond Patch Ln, Villa Ridge, MO has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 1.10-acre lot.

When was 10 Diamond Patch Ln, Villa Ridge, MO built?

10 Diamond Patch Ln, Villa Ridge, MO was built in 1984, making it 42 years old. It is a a-frame home. The building has 1 story.

What schools serve 10 Diamond Patch Ln, Villa Ridge, MO?

10 Diamond Patch Ln, Villa Ridge, MO is assigned to Coleman Elementary School (elementary), rated C-; Pacific High School (high), rated D; Riverbend Middle School (middle), rated B-. All sit in Meramec Valley R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Diamond Patch Ln, Villa Ridge, MO compare to other homes in Villa Ridge 63089?

Among the 2,420 homes in Villa Ridge 63089, it is worth more than 10% of them ($195,302 against a typical $319,115), its price per square foot is higher than 37% of them ($203 against a typical $213), it is bigger than 22% of them (960 ft² against a typical 1,365 ft²), its lot is bigger than 41% of them (1.1 ac against a typical 1.8 ac) and it is newer than 42% of them (1984 against a typical 1988). Measured against all of Franklin County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Diamond Patch Ln, Villa Ridge, MO?

The 2025 property tax bill for 10 Diamond Patch Ln, Villa Ridge, MO was $2,325. The county assessed it at $30,167.

Closest homes

More homes in Villa Ridge 63089

Assigned schools

Explore the area

See this home in context

Open 10 Diamond Patch Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map