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Single Family ResidenceResidential
$837,457$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $285,000 on Sep 18, 1998

10 ELMS LN

WADING RIVER, NY 11792
4
Beds
2
Baths
2,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$837K
$778K low$897K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$285,000 · Sep 18, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$390,077
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$312,062
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
SUFFOLK CNTY NAT'L BK/RIVERHEA · 3.75% 2 · recorded Apr 26, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,380
SUFFOLK CNTY NAT'L BK/RIVERHEA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,347 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$868,750

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Shoreham-Wading River High SchoolA+
High · Grades 9–12 · 0.6 mi
E
Miller Avenue School
Elementary · Grades KG–2 · 2.0 mi
M
Albert G. Prodell Middle SchoolB
Middle · Grades 6–8 · 2.3 mi

District: Shoreham-Wading River Central School District

Neighborhood · ZIP 11792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.677 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,367
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Elms Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Ridge
  • Costs less per square foot than 83% of homes in Suffolk County
  • Bigger than 94% of homes in Ridge
  • Has a bigger lot than 88% of homes in Suffolk County
  • Newer than 85% of homes in Ridge

What homes are worth in Wading River 11792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$394K$1.7M

This home is worth more than 57% of homes in Wading River 11792.

How it measures up in Wading River 11792

The dot is this home. The mark in the middle is the typical home in Wading River 11792.

Estimated value$837,457
CheaperTypical $799,999Pricier

Pricier than 57% of homes nearby

Price per ft²$326
CheaperTypical $393Pricier

Pricier than 18% of homes nearby

Living area2,572 ft²
SmallerTypical 2,078 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.92 ac
SmallerTypical 0.61 acBigger

Bigger than 72% of homes nearby

Year built1989
OlderTypical 1978Newer

Newer than 64% of homes nearby

How 10 Elms Ln ranks against every home in each area.
MeasureThis homeRidgeWading River 11792Suffolk County
Estimated valuepricier than$837,45795% of homes57% of homes70% of homes
Price per ft²pricier than$32628% of homes18% of homes17% of homes
Living areabigger than2,572 ft²94% of homes75% of homes85% of homes
Lot sizebigger than0.92 ac87% of homes72% of homes88% of homes
Year builtnewer than198985% of homes64% of homes73% of homes

About 10 Elms Ln

How much is 10 Elms Ln, Wading River, NY worth?

The TopHap Estimate for 10 Elms Ln, Wading River, NY is $837,457 as of Jul 14, 2026. The likely range is $778,315 to $896,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Elms Ln, Wading River, NY last sell?

10 Elms Ln, Wading River, NY last sold on Sep 18, 1998 for $285,000, according to the county's recorded deed.

How big is 10 Elms Ln, Wading River, NY?

10 Elms Ln, Wading River, NY has 4 bedrooms, 2 bathrooms, 2,572 square feet of living space and a 0.92-acre lot.

When was 10 Elms Ln, Wading River, NY built?

10 Elms Ln, Wading River, NY was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 10 Elms Ln, Wading River, NY?

10 Elms Ln, Wading River, NY is assigned to Shoreham-Wading River High School (high), rated A+; Miller Avenue School (elementary); Albert G. Prodell Middle School (middle), rated B. All sit in Shoreham-Wading River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Elms Ln, Wading River, NY compare to other homes in Wading River 11792?

Among the 3,276 homes in Wading River 11792, it is worth more than 57% of them ($837,457 against a typical $799,999), its price per square foot is higher than 18% of them ($326 against a typical $393), it is bigger than 75% of them (2,572 ft² against a typical 2,078 ft²), its lot is bigger than 72% of them (0.92 ac against a typical 0.61 ac) and it is newer than 64% of them (1989 against a typical 1978). Measured against all of Suffolk County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Elms Ln, Wading River, NY?

The 2024 property tax bill for 10 Elms Ln, Wading River, NY was $15,347. The county assessed it at $4,170.

Closest homes

More homes in Wading River 11792

Assigned schools

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