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Single Family ResidenceResidential
$606,221$414 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $555,000 on May 13, 2025

10 GERALD ST

WADING RIVER, NY 11792
2
Beds
2
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$606K
$563K low$649K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$555,000 · May 13, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,471
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,577
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$471,750
CONTOUR MORTGAGE CORP · P · recorded May 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,224 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$645,833

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.63
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
ViewThe type of view from the property, or another feature of the site that affects value.Canal
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riley Avenue SchoolD
Elementary · Grades PK–4 · 4.4 mi
H
Riverhead Senior High SchoolC-
High · Grades 9–12 · 7.8 mi
M
Riverhead Middle SchoolD
Middle · Grades 6–8 · 8.0 mi

District: Riverhead Central School District

Neighborhood · ZIP 11792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.677 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,367
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Gerald St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Wading River 11792
  • Smaller than 77% of homes in Wading River 11792
  • Has a bigger lot than 82% of homes in Suffolk County
  • Newer than 69% of homes in Suffolk County

What homes are worth in Wading River 11792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$407K$1.7M

This home is worth more than 20% of homes in Wading River 11792.

How it measures up in Wading River 11792

The dot is this home. The mark in the middle is the typical home in Wading River 11792.

Estimated value$606,221
CheaperTypical $802,046Pricier

Pricier than 20% of homes nearby

Price per ft²$414
CheaperTypical $392Pricier

Pricier than 62% of homes nearby

Living area1,464 ft²
SmallerTypical 2,080 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.63 ac
SmallerTypical 0.6 acBigger

Bigger than 52% of homes nearby

Year built1985
OlderTypical 1978Newer

Newer than 57% of homes nearby

How 10 Gerald St ranks against every home in each area.
MeasureThis homeWading River 11792Suffolk County
Estimated valuepricier than$606,22120% of homes30% of homes
Price per ft²pricier than$41462% of homes50% of homes
Living areabigger than1,464 ft²23% of homes38% of homes
Lot sizebigger than0.63 ac52% of homes82% of homes
Year builtnewer than198557% of homes69% of homes

About 10 Gerald St

How much is 10 Gerald St, Wading River, NY worth?

The TopHap Estimate for 10 Gerald St, Wading River, NY is $606,221 as of Jul 14, 2026. The likely range is $563,415 to $649,027. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Gerald St, Wading River, NY last sell?

10 Gerald St, Wading River, NY last sold on May 13, 2025 for $555,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 10 Gerald St, Wading River, NY?

10 Gerald St, Wading River, NY has 2 bedrooms, 2 bathrooms, 1,464 square feet of living space and a 0.63-acre lot.

When was 10 Gerald St, Wading River, NY built?

10 Gerald St, Wading River, NY was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 10 Gerald St, Wading River, NY?

10 Gerald St, Wading River, NY is assigned to Riley Avenue School (elementary), rated D; Riverhead Senior High School (high), rated C-; Riverhead Middle School (middle), rated D. All sit in Riverhead Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Gerald St, Wading River, NY compare to other homes in Wading River 11792?

Among the 3,276 homes in Wading River 11792, it is worth more than 20% of them ($606,221 against a typical $802,046), its price per square foot is higher than 62% of them ($414 against a typical $392), it is bigger than 23% of them (1,464 ft² against a typical 2,080 ft²), its lot is bigger than 52% of them (0.63 ac against a typical 0.6 ac) and it is newer than 57% of them (1985 against a typical 1978). Measured against all of Suffolk County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Gerald St, Wading River, NY?

The 2024 property tax bill for 10 Gerald St, Wading River, NY was $11,224. The county assessed it at $52,700.

Closest homes

More homes in Wading River 11792

Assigned schools

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