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Single Family ResidentialResidential
$246,227$263 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Feb 8, 2008

10 GRACE RUTH RD

SPRUCE PINE, NC 28777
2
Beds
1
Baths
936 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$246K
$214K low$278K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Feb 8, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,317 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$323,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.1.90
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mitchell High SchoolD
High · Grades 9–12 · 2.9 mi
E
Greenlee Primary School
Elementary · Grades PK–2 · 4.5 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Grace Ruth Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Mitchell County
  • Smaller than 85% of homes in Spruce Pine 28777
  • Has a bigger lot than 70% of homes in Spruce Pine 28777
  • Older than 76% of homes in Spruce Pine 28777

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$765K

This home is worth more than 57% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$246,227
CheaperTypical $220,737Pricier

Pricier than 57% of homes nearby

Price per ft²$263
CheaperTypical $180Pricier

Pricier than 82% of homes nearby

Living area936 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 15% of homes nearby

Lot size1.9 ac
SmallerTypical 1 acBigger

Bigger than 70% of homes nearby

Year built1955
OlderTypical 1975Newer

Newer than 24% of homes nearby

How 10 Grace Ruth Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$246,22757% of homes60% of homes
Price per ft²pricier than$26382% of homes83% of homes
Living areabigger than936 ft²15% of homes18% of homes
Lot sizebigger than1.9 ac70% of homes60% of homes
Year builtnewer than195524% of homes28% of homes

About 10 Grace Ruth Rd

How much is 10 Grace Ruth Rd, Spruce Pine, NC worth?

The TopHap Estimate for 10 Grace Ruth Rd, Spruce Pine, NC is $246,227 as of Aug 30, 2026. The likely range is $214,167 to $278,287. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Grace Ruth Rd, Spruce Pine, NC last sell?

10 Grace Ruth Rd, Spruce Pine, NC last sold on Feb 8, 2008 for $125,000, according to the county's recorded deed.

How big is 10 Grace Ruth Rd, Spruce Pine, NC?

10 Grace Ruth Rd, Spruce Pine, NC has 2 bedrooms, 1 bathrooms, 936 square feet of living space and a 1.90-acre lot.

When was 10 Grace Ruth Rd, Spruce Pine, NC built?

10 Grace Ruth Rd, Spruce Pine, NC was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 10 Grace Ruth Rd, Spruce Pine, NC?

10 Grace Ruth Rd, Spruce Pine, NC is assigned to Mitchell High School (high), rated D; Greenlee Primary School (elementary). All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Grace Ruth Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,968 homes in Spruce Pine 28777, it is worth more than 57% of them ($246,227 against a typical $220,737), its price per square foot is higher than 82% of them ($263 against a typical $180), it is bigger than 15% of them (936 ft² against a typical 1,344 ft²), its lot is bigger than 70% of them (1.9 ac against a typical 1 ac) and it is newer than 24% of them (1955 against a typical 1975). Measured against all of Mitchell County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Grace Ruth Rd, Spruce Pine, NC?

The 2026 property tax bill for 10 Grace Ruth Rd, Spruce Pine, NC was $2,317. The county assessed it at $362,000.

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Assigned schools

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