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Single Family ResidenceResidential
$263,068$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10 LOS RANCHOS

ESPANOLA, NM 87532
3
Beds
2 / 1
Baths
990 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$263K
$227K low$299K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$263,068
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$210,454

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$584 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,203 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,313
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,203
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
4
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySanta Fe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.1.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chimayo Elementary SchoolB+
Elementary · Grades KG–6 · 0.4 mi
H
Espanola Valley High SchoolB
High · Grades 9–12 · 5.1 mi
M
Carlos F. Vigil Middle SchoolC+
Middle · Grades 7–8 · 8.5 mi

District: EspaãƒÂ±Ola Municipal Schools

Neighborhood · ZIP 87532These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,458
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,174
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,778
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Los Ranchos measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Santa Fe County
  • Costs more per square foot than 86% of homes in Espanola 87532
  • Smaller than 85% of homes in Santa Fe County
  • Has a bigger lot than 83% of homes in Espanola 87532
  • Newer than 69% of homes in Espanola 87532

What homes are worth in Espanola 87532

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$781K

This home is worth more than 28% of homes in Espanola 87532.

How it measures up in Espanola 87532

The dot is this home. The mark in the middle is the typical home in Espanola 87532.

Estimated value$263,068
CheaperTypical $340,983Pricier

Pricier than 28% of homes nearby

Price per ft²$266
CheaperTypical $206Pricier

Pricier than 86% of homes nearby

Living area990 ft²
SmallerTypical 1,453 ft²Bigger

Bigger than 22% of homes nearby

Lot size1.27 ac
SmallerTypical 0.58 acBigger

Bigger than 83% of homes nearby

Year built1993
OlderTypical 1985Newer

Newer than 69% of homes nearby

How 10 Los Ranchos ranks against every home in each area.
MeasureThis homeEspanola 87532Santa Fe County
Estimated valuepricier than$263,06828% of homes5% of homes
Price per ft²pricier than$26686% of homes22% of homes
Living areabigger than990 ft²22% of homes15% of homes
Lot sizebigger than1.27 ac83% of homes62% of homes
Year builtnewer than199369% of homes61% of homes

About 10 Los Ranchos

How much is 10 Los Ranchos, Espanola, NM worth?

The TopHap Estimate for 10 Los Ranchos, Espanola, NM is $263,068 as of Jul 14, 2026. The likely range is $226,855 to $299,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10 Los Ranchos, Espanola, NM?

10 Los Ranchos, Espanola, NM has 3 bedrooms, 2 bathrooms, 990 square feet of living space and a 1.27-acre lot.

When was 10 Los Ranchos, Espanola, NM built?

10 Los Ranchos, Espanola, NM was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 10 Los Ranchos, Espanola, NM?

10 Los Ranchos, Espanola, NM is assigned to Chimayo Elementary School (elementary), rated B+; Espanola Valley High School (high), rated B; Carlos F. Vigil Middle School (middle), rated C+. All sit in EspaãƒÂ±Ola Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Los Ranchos, Espanola, NM compare to other homes in Espanola 87532?

Among the 8,570 homes in Espanola 87532, it is worth more than 28% of them ($263,068 against a typical $340,983), its price per square foot is higher than 86% of them ($266 against a typical $206), it is bigger than 22% of them (990 ft² against a typical 1,453 ft²), its lot is bigger than 83% of them (1.27 ac against a typical 0.58 ac) and it is newer than 69% of them (1993 against a typical 1985). Measured against all of Santa Fe County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Los Ranchos, Espanola, NM?

The 2025 property tax bill for 10 Los Ranchos, Espanola, NM was $584. The county assessed it at $30,203.

Closest homes

More homes in Espanola 87532

Assigned schools

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