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Single Family ResidenceResidential
$1,465,039$322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $783,000 on Oct 6, 2017

10 RIVER RD

MERRIMAC, MA 01860
4
Beds
2.5
Baths
4,546 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.5M
$1.4M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$783,000 · Oct 6, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$867,039
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$693,631
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$598,000
CITIZENS BK/RI · recorded Oct 6, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,352 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,234,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$490,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$743,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,113,590

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyESSEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.2.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Frederick N. Sweetsir Elementary School
Elementary · Grades PK–2 · 1.8 mi
H
Pentucket Regional High SchoolB+
High · Grades 9–12 · 2.3 mi
M
Pentucket Regional Middle SchoolC+
Middle · Grades 7–8 · 2.5 mi

District: Pentucket School District

Neighborhood · ZIP 01860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,895
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.759 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,088
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Merrimac 01860
  • Costs less per square foot than 83% of homes in Essex County
  • Bigger than 98% of homes in Merrimac 01860
  • Has a bigger lot than 93% of homes in Essex County
  • Newer than 85% of homes in Essex County

What homes are worth in Merrimac 01860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$376K$1.2M

This home is worth more than almost all homes in Merrimac 01860.

How it measures up in Merrimac 01860

The dot is this home. The mark in the middle is the typical home in Merrimac 01860.

Estimated value$1,465,039
CheaperTypical $658,938Pricier

Pricier than almost all homes nearby

Price per ft²$322
CheaperTypical $346Pricier

Pricier than 35% of homes nearby

Living area4,546 ft²
SmallerTypical 1,938 ft²Bigger

Bigger than 98% of homes nearby

Lot size2 ac
SmallerTypical 0.53 acBigger

Bigger than 85% of homes nearby

Year built1994
OlderTypical 1983Newer

Newer than 69% of homes nearby

How 10 River Rd ranks against every home in each area.
MeasureThis homeMerrimac 01860Essex County
Estimated valuepricier than$1,465,039almost all homes94% of homes
Price per ft²pricier than$32235% of homes17% of homes
Living areabigger than4,546 ft²98% of homes97% of homes
Lot sizebigger than2 ac85% of homes93% of homes
Year builtnewer than199469% of homes85% of homes

About 10 River Rd

How much is 10 River Rd, Merrimac, MA worth?

The TopHap Estimate for 10 River Rd, Merrimac, MA is $1,465,039 as of Jul 14, 2026. The likely range is $1,381,692 to $1,548,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 River Rd, Merrimac, MA last sell?

10 River Rd, Merrimac, MA last sold on Oct 6, 2017 for $783,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10 River Rd, Merrimac, MA?

10 River Rd, Merrimac, MA has 4 bedrooms, 2.5 bathrooms, 4,546 square feet of living space and a 2.00-acre lot.

When was 10 River Rd, Merrimac, MA built?

10 River Rd, Merrimac, MA was built in 1994, making it 32 years old. It is a cape cod home. The building has 2 stories.

What schools serve 10 River Rd, Merrimac, MA?

10 River Rd, Merrimac, MA is assigned to Dr. Frederick N. Sweetsir Elementary School (elementary); Pentucket Regional High School (high), rated B+; Pentucket Regional Middle School (middle), rated C+. All sit in Pentucket School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 River Rd, Merrimac, MA compare to other homes in Merrimac 01860?

Among the 2,133 homes in Merrimac 01860, it is worth more than almost all of them ($1,465,039 against a typical $658,938), its price per square foot is higher than 35% of them ($322 against a typical $346), it is bigger than 98% of them (4,546 ft² against a typical 1,938 ft²), its lot is bigger than 85% of them (2 ac against a typical 0.53 ac) and it is newer than 69% of them (1994 against a typical 1983). Measured against all of Essex County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 River Rd, Merrimac, MA?

The 2025 property tax bill for 10 River Rd, Merrimac, MA was $16,352. The county assessed it at $1,234,100.

More homes on River Rd

Closest homes

More homes in Merrimac 01860

Assigned schools

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See this home in context

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