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Single Family ResidenceResidential
$459,127$373 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $265,000 on Jun 1, 2007

10 ROSE LN

OXFORD, MA 01540
3
Beds
2
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$459K
$455K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Jun 1, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,027
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$253,100
ROCKET MORTGAGE · R · recorded Aug 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
DIGITAL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$395,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$89,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWorcester
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alfred M Chaffee
Elementary · Grades KG–2 · 0.6 mi
H
Oxford High SchoolC-
High · Grades 9–12 · 2.5 mi
M
Oxford Middle SchoolC-
Middle · Grades 6–8 · 2.6 mi

District: Oxford School District

Neighborhood · ZIP 01540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,464
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.534 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,462
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Oxford 01540
  • Costs more per square foot than 83% of homes in Oxford 01540
  • Smaller than 77% of homes in Worcester County
  • Newer than 92% of homes in Oxford 01540

What homes are worth in Oxford 01540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$293K$750K

This home is worth more than 66% of homes in Oxford 01540.

How it measures up in Oxford 01540

The dot is this home. The mark in the middle is the typical home in Oxford 01540.

Estimated value$459,127
CheaperTypical $421,316Pricier

Pricier than 66% of homes nearby

Price per ft²$373
CheaperTypical $296Pricier

Pricier than 83% of homes nearby

Living area1,232 ft²
SmallerTypical 1,439 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.4 ac
SmallerTypical 0.52 acBigger

Bigger than 39% of homes nearby

Year built2002
OlderTypical 1972Newer

Newer than 92% of homes nearby

How 10 Rose Ln ranks against every home in each area.
MeasureThis homeOxford 01540Worcester County
Estimated valuepricier than$459,12766% of homes44% of homes
Price per ft²pricier than$37383% of homes80% of homes
Living areabigger than1,232 ft²31% of homes23% of homes
Lot sizebigger than0.4 ac39% of homes44% of homes
Year builtnewer than200292% of homes86% of homes

About 10 Rose Ln

How much is 10 Rose Ln, Oxford, MA worth?

The TopHap Estimate for 10 Rose Ln, Oxford, MA is $459,127 as of Jul 14, 2026. The likely range is $454,536 to $463,718. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10 Rose Ln, Oxford, MA last sell?

10 Rose Ln, Oxford, MA last sold on Jun 1, 2007 for $265,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10 Rose Ln, Oxford, MA?

10 Rose Ln, Oxford, MA has 3 bedrooms, 2 bathrooms, 1,232 square feet of living space and a 0.40-acre lot.

When was 10 Rose Ln, Oxford, MA built?

10 Rose Ln, Oxford, MA was built in 2002, making it 24 years old. It is a split level home. The building has 2 stories.

What schools serve 10 Rose Ln, Oxford, MA?

10 Rose Ln, Oxford, MA is assigned to Alfred M Chaffee (elementary); Oxford High School (high), rated C-; Oxford Middle School (middle), rated C-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10 Rose Ln, Oxford, MA compare to other homes in Oxford 01540?

Among the 3,741 homes in Oxford 01540, it is worth more than 66% of them ($459,127 against a typical $421,316), its price per square foot is higher than 83% of them ($373 against a typical $296), it is bigger than 31% of them (1,232 ft² against a typical 1,439 ft²), its lot is bigger than 39% of them (0.4 ac against a typical 0.52 ac) and it is newer than 92% of them (2002 against a typical 1972). Measured against all of Worcester County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10 Rose Ln, Oxford, MA?

The 2025 property tax bill for 10 Rose Ln, Oxford, MA was $5,016. The county assessed it at $395,900.

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