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Single Family ResidenceResidential
$289,867$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1004 COMMERCE ST

REFUGIO, TX 78377
0
Baths
4,109 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$290K
$276K low$304K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$9,867
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$7,894
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,000
TEXAS DOW EMPLOYEES CU · R · recorded Nov 12, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,106 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$329,010 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
81
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRefugio
Lot (acres)The size of the land the home sits on, from county records.0.67
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 746 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Refugio Elementary SchoolD+
Elementary · Grades PK–5 · 1.3 mi
H
Refugio High SchoolC-
High · Grades 9–12 · 1.4 mi
M
Refugio Jr High SchoolC+
Middle · Grades 6–8 · 1.4 mi

District: Refugio Independent School District

Neighborhood · ZIP 78377These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,577
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,388
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1004 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Refugio 78377
  • Costs less per square foot than 84% of homes in Refugio County
  • Among the largest homes in Refugio County
  • Has a bigger lot than 79% of homes in Refugio 78377
  • Among the oldest homes in Refugio 78377

What homes are worth in Refugio 78377

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$448K

This home is worth more than 90% of homes in Refugio 78377.

How it measures up in Refugio 78377

The dot is this home. The mark in the middle is the typical home in Refugio 78377.

Estimated value$289,867
CheaperTypical $129,000Pricier

Pricier than 90% of homes nearby

Price per ft²$71
CheaperTypical $99Pricier

Pricier than 22% of homes nearby

Living area4,109 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.67 ac
SmallerTypical 0.24 acBigger

Bigger than 79% of homes nearby

Year built1900
OlderTypical 1957Newer

Older than almost all homes nearby

How 1004 Commerce St ranks against every home in each area.
MeasureThis homeRefugio 78377Refugio County
Estimated valuepricier than$289,86790% of homes88% of homes
Price per ft²pricier than$7122% of homes16% of homes
Living areabigger than4,109 ft²97% of homesalmost all homes
Lot sizebigger than0.67 ac79% of homes76% of homes
Year builtnewer than1900almost no homesalmost no homes

About 1004 Commerce St

How much is 1004 Commerce St, Refugio, TX worth?

The TopHap Estimate for 1004 Commerce St, Refugio, TX is $289,867 as of Jul 14, 2026. The likely range is $275,885 to $303,849. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1004 Commerce St, Refugio, TX last sell?

1004 Commerce St, Refugio, TX last sold on Apr 5, 2018, according to the county's recorded deed.

How big is 1004 Commerce St, Refugio, TX?

1004 Commerce St, Refugio, TX has 4,109 square feet of living space and a 0.67-acre lot.

When was 1004 Commerce St, Refugio, TX built?

1004 Commerce St, Refugio, TX was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 1004 Commerce St, Refugio, TX?

1004 Commerce St, Refugio, TX is assigned to Refugio Elementary School (elementary), rated D+; Refugio High School (high), rated C-; Refugio Jr High School (middle), rated C+. All sit in Refugio Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1004 Commerce St, Refugio, TX compare to other homes in Refugio 78377?

Among the 1,563 homes in Refugio 78377, it is worth more than 90% of them ($289,867 against a typical $129,000), its price per square foot is higher than 22% of them ($71 against a typical $99), it is bigger than 97% of them (4,109 ft² against a typical 1,368 ft²), its lot is bigger than 79% of them (0.67 ac against a typical 0.24 ac) and it is newer than almost none of them (1900 against a typical 1957). Measured against all of Refugio County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1004 Commerce St, Refugio, TX?

The 2025 property tax bill for 1004 Commerce St, Refugio, TX was $5,106. The county assessed it at $329,010.

More homes on Commerce St

Closest homes

More homes in Refugio 78377

Assigned schools

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