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Rural ResidenceResidential
$434,607$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10040 WHITE ROCK RD

CONROE, TX 77306
1
Baths
2,420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$435K
$323K low$547K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$174,607
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$139,686
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Sep 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,209 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,117 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$372,834
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$676,992

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Stone
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 234 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Piney Woods Elementary SchoolC-
Elementary · Grades PK–6 · 6.5 mi
M
Splendora Junior High SchoolC
Middle · Grades 7–8 · 6.7 mi
H
Splendora High SchoolD
High · Grades 9–12 · 7.0 mi

District: Splendora Independent School District

Neighborhood · ZIP 77306These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.408 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,297
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,008
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10040 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Conroe 77306
  • Costs more per square foot than 66% of homes in Conroe 77306
  • Bigger than 95% of homes in Conroe 77306
  • Has a bigger lot than 97% of homes in Montgomery County
  • Newer than 70% of homes in Montgomery County

What homes are worth in Conroe 77306

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$650K

This home is worth more than 90% of homes in Conroe 77306.

How it measures up in Conroe 77306

The dot is this home. The mark in the middle is the typical home in Conroe 77306.

Estimated value$434,607
CheaperTypical $238,663Pricier

Pricier than 90% of homes nearby

Price per ft²$180
CheaperTypical $163Pricier

Pricier than 66% of homes nearby

Living area2,420 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 95% of homes nearby

Lot size5 ac
SmallerTypical 0.63 acBigger

Bigger than 92% of homes nearby

Year built2014
OlderTypical 2000Newer

Newer than 68% of homes nearby

How 10040 White Rock Rd ranks against every home in each area.
MeasureThis homeConroe 77306Montgomery County
Estimated valuepricier than$434,60790% of homes60% of homes
Price per ft²pricier than$18066% of homes52% of homes
Living areabigger than2,420 ft²95% of homes64% of homes
Lot sizebigger than5 ac92% of homes97% of homes
Year builtnewer than201468% of homes70% of homes

About 10040 White Rock Rd

How much is 10040 White Rock Rd, Conroe, TX worth?

The TopHap Estimate for 10040 White Rock Rd, Conroe, TX is $434,607 as of Jul 14, 2026. The likely range is $322,644 to $546,570. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10040 White Rock Rd, Conroe, TX last sell?

10040 White Rock Rd, Conroe, TX last sold on Dec 19, 2011, according to the county's recorded deed.

How big is 10040 White Rock Rd, Conroe, TX?

10040 White Rock Rd, Conroe, TX has 1 bathrooms, 2,420 square feet of living space and a 5.00-acre lot.

When was 10040 White Rock Rd, Conroe, TX built?

10040 White Rock Rd, Conroe, TX was built in 2014, making it 12 years old. It is a conventional home. The building has 1 story.

What schools serve 10040 White Rock Rd, Conroe, TX?

10040 White Rock Rd, Conroe, TX is assigned to Piney Woods Elementary School (elementary), rated C-; Splendora Junior High School (middle), rated C; Splendora High School (high), rated D. All sit in Splendora Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10040 White Rock Rd, Conroe, TX compare to other homes in Conroe 77306?

Among the 7,108 homes in Conroe 77306, it is worth more than 90% of them ($434,607 against a typical $238,663), its price per square foot is higher than 66% of them ($180 against a typical $163), it is bigger than 95% of them (2,420 ft² against a typical 1,340 ft²), its lot is bigger than 92% of them (5 ac against a typical 0.63 ac) and it is newer than 68% of them (2014 against a typical 2000). Measured against all of Montgomery County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10040 White Rock Rd, Conroe, TX?

The 2024 property tax bill for 10040 White Rock Rd, Conroe, TX was $5,209. The county assessed it at $410,117.

Closest homes

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Assigned schools

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