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Rural ResidenceResidential
$394,589$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10048 COUNTY ROAD 138

SAINT CLOUD, MN 56301
4
Beds
1
Baths
1,752 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
38.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$395K
$343K low$446K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,834 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$461,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$276,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$184,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$449,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$461,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.160 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.38.57
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 128 ft²

Neighborhood · ZIP 56301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,282
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,216
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10048 County Road 138 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Saint Cloud 56301
  • Costs more per square foot than 82% of homes in Saint Cloud 56301
  • Bigger than 76% of homes in Stearns County
  • Has a bigger lot than 98% of homes in Saint Cloud 56301
  • Older than 95% of homes in Saint Cloud 56301

What homes are worth in Saint Cloud 56301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$614K

This home is worth more than 84% of homes in Saint Cloud 56301.

How it measures up in Saint Cloud 56301

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56301.

Estimated value$394,589
CheaperTypical $242,461Pricier

Pricier than 84% of homes nearby

Price per ft²$225
CheaperTypical $170Pricier

Pricier than 82% of homes nearby

Living area1,752 ft²
SmallerTypical 1,396 ft²Bigger

Bigger than 72% of homes nearby

Lot size38.57 ac
SmallerTypical 0.35 acBigger

Bigger than 98% of homes nearby

Year built1910
OlderTypical 1983Newer

Newer than 5% of homes nearby

How 10048 County Road 138 ranks against every home in each area.
MeasureThis homeSaint Cloud 56301Stearns County
Estimated valuepricier than$394,58984% of homes83% of homes
Price per ft²pricier than$22582% of homes75% of homes
Living areabigger than1,752 ft²72% of homes76% of homes
Lot sizebigger than38.57 ac98% of homes94% of homes
Year builtnewer than19105% of homes6% of homes

About 10048 County Road 138

How much is 10048 County Road 138, Saint Cloud, MN worth?

The TopHap Estimate for 10048 County Road 138, Saint Cloud, MN is $394,589 as of Aug 30, 2026. The likely range is $342,726 to $446,452. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10048 County Road 138, Saint Cloud, MN last sell?

10048 County Road 138, Saint Cloud, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10048 County Road 138, Saint Cloud, MN?

10048 County Road 138, Saint Cloud, MN has 4 bedrooms, 1 bathrooms, 1,752 square feet of living space and a 38.57-acre lot.

When was 10048 County Road 138, Saint Cloud, MN built?

10048 County Road 138, Saint Cloud, MN was built in 1910, making it 116 years old. The building has 1 story.

How does 10048 County Road 138, Saint Cloud, MN compare to other homes in Saint Cloud 56301?

Among the 8,412 homes in Saint Cloud 56301, it is worth more than 84% of them ($394,589 against a typical $242,461), its price per square foot is higher than 82% of them ($225 against a typical $170), it is bigger than 72% of them (1,752 ft² against a typical 1,396 ft²), its lot is bigger than 98% of them (38.57 ac against a typical 0.35 ac) and it is newer than 5% of them (1910 against a typical 1983). Measured against all of Stearns County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10048 County Road 138, Saint Cloud, MN?

The 2026 property tax bill for 10048 County Road 138, Saint Cloud, MN was $1,834. The county assessed it at $461,100.

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