Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$800,960$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $236,000 on Nov 21, 2012

1005 CARDINAL DR

EFFINGHAM, IL 62401
0
Baths
2,363 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$801K
$717K low$885K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Nov 21, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,621 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,620
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$356,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEffingham
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Side Grade School
Elementary · Grades 1–2 · 1.5 mi
M
Effingham Junior High SchoolB-
Middle · Grades 6–8 · 1.6 mi
H
Effingham High SchoolA
High · Grades 9–12 · 1.8 mi

District: Effingham Community Unit School District 40

Neighborhood · ZIP 62401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.17,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,272
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,862
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1005 Cardinal Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Effingham County
  • Costs more per square foot than 73% of homes in Effingham County
  • Bigger than 93% of homes in Effingham County

What homes are worth in Effingham 62401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$1.2M

This home is worth more than 90% of homes in Effingham 62401.

How it measures up in Effingham 62401

The dot is this home. The mark in the middle is the typical home in Effingham 62401.

Estimated value$800,960
CheaperTypical $434,448Pricier

Pricier than 90% of homes nearby

Price per ft²$339
CheaperTypical $305Pricier

Pricier than 62% of homes nearby

Living area2,363 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.42 ac
SmallerTypical 0.42 acBigger

Bigger than 50% of homes nearby

Year built1978
OlderTypical 1976Newer

Newer than 56% of homes nearby

How 1005 Cardinal Dr ranks against every home in each area.
MeasureThis homeEffingham 62401Effingham County
Estimated valuepricier than$800,96090% of homes94% of homes
Price per ft²pricier than$33962% of homes73% of homes
Living areabigger than2,363 ft²92% of homes93% of homes
Lot sizebigger than0.42 ac50% of homes41% of homes
Year builtnewer than197856% of homes55% of homes

About 1005 Cardinal Dr

How much is 1005 Cardinal Dr, Effingham, IL worth?

The TopHap Estimate for 1005 Cardinal Dr, Effingham, IL is $800,960 as of Aug 30, 2026. The likely range is $717,193 to $884,727. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1005 Cardinal Dr, Effingham, IL last sell?

1005 Cardinal Dr, Effingham, IL last sold on Nov 21, 2012 for $236,000, according to the county's recorded deed.

How big is 1005 Cardinal Dr, Effingham, IL?

1005 Cardinal Dr, Effingham, IL has 2,363 square feet of living space and a 0.42-acre lot.

When was 1005 Cardinal Dr, Effingham, IL built?

1005 Cardinal Dr, Effingham, IL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 1005 Cardinal Dr, Effingham, IL?

1005 Cardinal Dr, Effingham, IL is assigned to South Side Grade School (elementary); Effingham Junior High School (middle), rated B-; Effingham High School (high), rated A. All sit in Effingham Community Unit School District 40. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1005 Cardinal Dr, Effingham, IL compare to other homes in Effingham 62401?

Among the 7,341 homes in Effingham 62401, it is worth more than 90% of them ($800,960 against a typical $434,448), its price per square foot is higher than 62% of them ($339 against a typical $305), it is bigger than 92% of them (2,363 ft² against a typical 1,444 ft²), its lot is bigger than 50% of them (0.42 ac against a typical 0.42 ac) and it is newer than 56% of them (1978 against a typical 1976). Measured against all of Effingham County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1005 Cardinal Dr, Effingham, IL?

The 2024 property tax bill for 1005 Cardinal Dr, Effingham, IL was $7,621. The county assessed it at $118,800.

More homes on Cardinal Dr

Closest homes

More homes in Effingham 62401

Assigned schools

Explore the area

See this home in context

Open 1005 Cardinal Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map