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Single Family ResidenceResidential
$166,658$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1009 S COTTAGE ST

INDEPENDENCE, MO 64050
3
Beds
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$167K
$159K low$174K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,598 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,583
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,015
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,552
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$103,150

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyJACKSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Interior
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 126 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Fe Trail Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
H
William Chrisman High SchoolB-
High · Grades 9–12 · 1.7 mi
M
George Caleb Bingham Middle SchoolC
Middle · Grades 7–8 · 3.4 mi

District: Independence 30 School District

Neighborhood · ZIP 64050These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,487
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,660 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,040
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,015
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1009 S Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Jackson County
  • Costs less per square foot than 74% of homes in Jackson County
  • Has a smaller lot than 85% of homes in Independence 64050
  • Older than 93% of homes in Jackson County

What homes are worth in Independence 64050

Each bar is how many homes fall in that price range. The marker is this home.

This home
$84K$326K

This home is worth more than 53% of homes in Independence 64050.

How it measures up in Independence 64050

The dot is this home. The mark in the middle is the typical home in Independence 64050.

Estimated value$166,658
CheaperTypical $162,448Pricier

Pricier than 53% of homes nearby

Price per ft²$134
CheaperTypical $138Pricier

Pricier than 45% of homes nearby

Living area1,248 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.15 ac
SmallerTypical 0.21 acBigger

Bigger than 15% of homes nearby

Year built1910
OlderTypical 1953Newer

Newer than 12% of homes nearby

How 1009 S Cottage St ranks against every home in each area.
MeasureThis homeIndependence 64050Jackson County
Estimated valuepricier than$166,65853% of homes28% of homes
Price per ft²pricier than$13445% of homes26% of homes
Living areabigger than1,248 ft²55% of homes39% of homes
Lot sizebigger than0.15 ac15% of homes24% of homes
Year builtnewer than191012% of homes7% of homes

About 1009 S Cottage St

How much is 1009 S Cottage St, Independence, MO worth?

The TopHap Estimate for 1009 S Cottage St, Independence, MO is $166,658 as of Oct 21, 2026. The likely range is $158,875 to $174,441. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1009 S Cottage St, Independence, MO last sell?

1009 S Cottage St, Independence, MO last sold on Oct 2, 2008, according to the county's recorded deed.

How big is 1009 S Cottage St, Independence, MO?

1009 S Cottage St, Independence, MO has 3 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 0.15-acre lot.

When was 1009 S Cottage St, Independence, MO built?

1009 S Cottage St, Independence, MO was built in 1910, making it 116 years old. It is a bungalow home. The building has 1 story.

What schools serve 1009 S Cottage St, Independence, MO?

1009 S Cottage St, Independence, MO is assigned to Santa Fe Trail Elementary School (elementary), rated C; William Chrisman High School (high), rated B-; George Caleb Bingham Middle School (middle), rated C. All sit in Independence 30 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1009 S Cottage St, Independence, MO compare to other homes in Independence 64050?

Among the 7,445 homes in Independence 64050, it is worth more than 53% of them ($166,658 against a typical $162,448), its price per square foot is higher than 45% of them ($134 against a typical $138), it is bigger than 55% of them (1,248 ft² against a typical 1,200 ft²), its lot is bigger than 15% of them (0.15 ac against a typical 0.21 ac) and it is newer than 12% of them (1910 against a typical 1953). Measured against all of Jackson County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1009 S Cottage St, Independence, MO?

The 2025 property tax bill for 1009 S Cottage St, Independence, MO was $1,401. The county assessed it at $19,598.

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