Skip to content
Skip to content
TopHapOpen in map
Multi-Family Dwellings (Generic, Any Combination)Residential
Last sold for $3,400,000 on Aug 11, 2021

1010 W SAINT GERMAIN ST

SAINT CLOUD, MN 56301
0
Baths
60,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1987
Year BuiltThe year the home was originally built, according to county records.
7
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,400,000 · Aug 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$219,230 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,418,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$971,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,447,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,418,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$6,418,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
31
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyStearns
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Junior High SchoolD+
Middle · Grades 6–8 · 0.8 mi
E
Talahi Community SchoolF
Elementary · Grades PK–3 · 1.6 mi
H
Tech High SchoolD+
High · Grades 9–12 · 4.0 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,971
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.466 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,282
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,216
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1010 W Saint Germain St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Saint Cloud 56301

How it measures up in Saint Cloud 56301

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56301.

Living area60,532 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than almost all homes nearby

Year built1987
OlderTypical 1984Newer

Newer than 56% of homes nearby

How 1010 W Saint Germain St ranks against every home in each area.
MeasureThis homeSaint Cloud 56301Stearns County
Living areabigger than60,532 ft²almost all homesalmost all homes
Year builtnewer than198756% of homes56% of homes

About 1010 W Saint Germain St

When did 1010 W Saint Germain St, Saint Cloud, MN last sell?

1010 W Saint Germain St, Saint Cloud, MN last sold on Aug 11, 2021 for $3,400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 1010 W Saint Germain St, Saint Cloud, MN built?

1010 W Saint Germain St, Saint Cloud, MN was built in 1987, making it 39 years old. The building has 7 stories.

What schools serve 1010 W Saint Germain St, Saint Cloud, MN?

1010 W Saint Germain St, Saint Cloud, MN is assigned to South Junior High School (middle), rated D+; Talahi Community School (elementary), rated F; Tech High School (high), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1010 W Saint Germain St, Saint Cloud, MN compare to other homes in Saint Cloud 56301?

Among the 8,411 homes in Saint Cloud 56301, it is bigger than almost all of them (60,532 ft² against a typical 1,391 ft²) and it is newer than 56% of them (1987 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1010 W Saint Germain St, Saint Cloud, MN?

The 2024 property tax bill for 1010 W Saint Germain St, Saint Cloud, MN was $219,230. The county assessed it at $6,418,000.

More homes on W Saint Germain St

Closest homes

More homes in Saint Cloud 56301

Assigned schools

Explore the area

See this home in context

Open 1010 W Saint Germain St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map