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CondominiumResidential
$310,408$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Jun 4, 2024

10109 RIDGE MANOR TER

DAMASCUS, MD 20872
Building report
0
Baths
1,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,997 ft²
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$310K
$285K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jun 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,421
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,337
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$289,987
BAY EQUITY LLC · recorded Jun 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,497 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,667
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.05
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Damascus High SchoolA-
High · Grades 9–12 · 0.2 mi
E
Damascus Elementary SchoolC-
Elementary · Grades KG–5 · 0.2 mi
M
John T. Baker Middle SchoolB
Middle · Grades 6–8 · 0.9 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20872These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,374
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10109 Ridge Manor Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Damascus 20872
  • Costs more per square foot than 71% of homes in Damascus 20872
  • Smaller than 92% of homes in Damascus 20872
  • Has a smaller lot than 83% of homes in Damascus 20872
  • Newer than 82% of homes in Damascus 20872

What homes are worth in Damascus 20872

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$1M

This home is worth more than 9% of homes in Damascus 20872.

How it measures up in Damascus 20872

The dot is this home. The mark in the middle is the typical home in Damascus 20872.

Estimated value$310,408
CheaperTypical $544,393Pricier

Pricier than 9% of homes nearby

Price per ft²$289
CheaperTypical $260Pricier

Pricier than 71% of homes nearby

Living area1,075 ft²
SmallerTypical 2,016 ft²Bigger

Bigger than 8% of homes nearby

Lot size1,997 ft²
SmallerTypical 0.36 acBigger

Bigger than 17% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 82% of homes nearby

How 10109 Ridge Manor Ter ranks against every home in each area.
MeasureThis homeDamascus 20872Montgomery County
Estimated valuepricier than$310,4089% of homes9% of homes
Price per ft²pricier than$28971% of homes42% of homes
Living areabigger than1,075 ft²8% of homes10% of homes
Lot sizebigger than1,997 ft²17% of homes22% of homes
Year builtnewer than199782% of homes82% of homes

About 10109 Ridge Manor Ter

How much is 10109 Ridge Manor Ter, Damascus, MD worth?

The TopHap Estimate for 10109 Ridge Manor Ter, Damascus, MD is $310,408 as of Jul 14, 2026. The likely range is $284,921 to $335,896. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10109 Ridge Manor Ter, Damascus, MD last sell?

10109 Ridge Manor Ter, Damascus, MD last sold on Jun 4, 2024 for $300,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 10109 Ridge Manor Ter, Damascus, MD?

10109 Ridge Manor Ter, Damascus, MD has 1,075 square feet of living space and a 0.05-acre lot.

When was 10109 Ridge Manor Ter, Damascus, MD built?

10109 Ridge Manor Ter, Damascus, MD was built in 1997, making it 29 years old. It is a condo/apartment home.

What schools serve 10109 Ridge Manor Ter, Damascus, MD?

10109 Ridge Manor Ter, Damascus, MD is assigned to Damascus High School (high), rated A-; Damascus Elementary School (elementary), rated C-; John T. Baker Middle School (middle), rated B. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10109 Ridge Manor Ter, Damascus, MD compare to other homes in Damascus 20872?

Among the 4,356 homes in Damascus 20872, it is worth more than 9% of them ($310,408 against a typical $544,393), its price per square foot is higher than 71% of them ($289 against a typical $260), it is bigger than 8% of them (1,075 ft² against a typical 2,016 ft²), its lot is bigger than 17% of them (1,997 ft² against a typical 0.36 ac) and it is newer than 82% of them (1997 against a typical 1983). Measured against all of Montgomery County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10109 Ridge Manor Ter, Damascus, MD?

The 2025 property tax bill for 10109 Ridge Manor Ter, Damascus, MD was $2,497. The county assessed it at $210,000.

More homes on Ridge Manor Ter

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Assigned schools

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