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Single Family ResidenceResidential
$973,445$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $466,500 on May 29, 2012

1012 SILVER SADDLE LN

ROCKLIN, CA 95765
5
Beds
4.5
Baths
3,888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$973K
$932K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$466,500 · May 29, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,445
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,756
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$405,000
STEARNS LNDG · recorded May 28, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$290,000
AMERICAN INTERNET MORTGAGE INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,103 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$597,085 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,487
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$494,598
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$585,378

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunset Ranch Elementary SchoolA+
Elementary · Grades KG–6 · 0.1 mi
H
Whitney High SchoolA
High · Grades 9–12 · 0.8 mi
M
Granite Oaks Middle SchoolB
Middle · Grades 7–8 · 1.4 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.18
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.45,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,194
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1012 Silver Saddle Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Rocklin 95765
  • Costs less per square foot than 98% of homes in Whitney Ranch
  • Bigger than 95% of homes in Rocklin 95765
  • Newer than 81% of homes in Placer County

What homes are worth in Rocklin 95765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$1.4M

This home is worth more than 84% of homes in Rocklin 95765.

How it measures up in Rocklin 95765

The dot is this home. The mark in the middle is the typical home in Rocklin 95765.

Estimated value$973,445
CheaperTypical $727,660Pricier

Pricier than 84% of homes nearby

Price per ft²$250
CheaperTypical $328Pricier

Pricier than 3% of homes nearby

Living area3,888 ft²
SmallerTypical 2,277 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.19 ac
SmallerTypical 0.18 acBigger

Bigger than 60% of homes nearby

Year built2010
OlderTypical 2001Newer

Newer than 77% of homes nearby

How 1012 Silver Saddle Ln ranks against every home in each area.
MeasureThis homeWhitney RanchRocklin 95765Placer County
Estimated valuepricier than$973,44566% of homes84% of homes81% of homes
Price per ft²pricier than$2502% of homes3% of homes5% of homes
Living areabigger than3,888 ft²91% of homes95% of homes95% of homes
Lot sizebigger than0.19 ac49% of homes60% of homes40% of homes
Year builtnewer than201038% of homes77% of homes81% of homes

About 1012 Silver Saddle Ln

How much is 1012 Silver Saddle Ln, Rocklin, CA worth?

The TopHap Estimate for 1012 Silver Saddle Ln, Rocklin, CA is $973,445 as of Jul 14, 2026. The likely range is $931,504 to $1,015,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1012 Silver Saddle Ln, Rocklin, CA last sell?

1012 Silver Saddle Ln, Rocklin, CA last sold on May 29, 2012 for $466,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1012 Silver Saddle Ln, Rocklin, CA?

1012 Silver Saddle Ln, Rocklin, CA has 5 bedrooms, 4.5 bathrooms, 3,888 square feet of living space and a 0.19-acre lot.

When was 1012 Silver Saddle Ln, Rocklin, CA built?

1012 Silver Saddle Ln, Rocklin, CA was built in 2010, making it 16 years old. It is a contemporary home.

What schools serve 1012 Silver Saddle Ln, Rocklin, CA?

1012 Silver Saddle Ln, Rocklin, CA is assigned to Sunset Ranch Elementary School (elementary), rated A+; Whitney High School (high), rated A; Granite Oaks Middle School (middle), rated B. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1012 Silver Saddle Ln, Rocklin, CA compare to other homes in Rocklin 95765?

Among the 12,918 homes in Rocklin 95765, it is worth more than 84% of them ($973,445 against a typical $727,660), its price per square foot is higher than 3% of them ($250 against a typical $328), it is bigger than 95% of them (3,888 ft² against a typical 2,277 ft²), its lot is bigger than 60% of them (0.19 ac against a typical 0.18 ac) and it is newer than 77% of them (2010 against a typical 2001). Measured against all of Placer County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1012 Silver Saddle Ln, Rocklin, CA?

The 2025 property tax bill for 1012 Silver Saddle Ln, Rocklin, CA was $10,103. The county assessed it at $597,085.

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Assigned schools

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