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Single Family ResidenceResidential
$227,388$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10131 STATE ROUTE 81

UTICA, KY 42376
4
Beds
2
Baths
1,782 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
90 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$227K
$214K low$241K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.65
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.90.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Oaks Elementary SchoolA-
Elementary · Grades PK–5 · 5.0 mi
H
Apollo High SchoolB+
High · Grades 9–12 · 8.3 mi
M
College View Middle SchoolC-
Middle · Grades 6–8 · 9.2 mi

District: Daviess County School District

Neighborhood · ZIP 42376These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.6,497
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,758
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10131 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Utica 42376
  • Bigger than 71% of homes in Daviess County
  • Among the largest lots in Utica 42376

What homes are worth in Utica 42376

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$391K

This home is worth more than 76% of homes in Utica 42376.

How it measures up in Utica 42376

The dot is this home. The mark in the middle is the typical home in Utica 42376.

Estimated value$227,388
CheaperTypical $193,149Pricier

Pricier than 76% of homes nearby

Price per ft²$128
CheaperTypical $134Pricier

Pricier than 41% of homes nearby

Living area1,782 ft²
SmallerTypical 1,431 ft²Bigger

Bigger than 70% of homes nearby

Lot size90 ac
SmallerTypical 1 acBigger

Bigger than almost all homes nearby

Year built1979
OlderTypical 1980Newer

Newer than 50% of homes nearby

How 10131 State Route 81 ranks against every home in each area.
MeasureThis homeUtica 42376Daviess County
Estimated valuepricier than$227,38876% of homes68% of homes
Price per ft²pricier than$12841% of homes53% of homes
Living areabigger than1,782 ft²70% of homes71% of homes
Lot sizebigger than90 acalmost all homesalmost all homes
Year builtnewer than197950% of homes64% of homes

About 10131 State Route 81

How much is 10131 State Route 81, Utica, KY worth?

The TopHap Estimate for 10131 State Route 81, Utica, KY is $227,388 as of Jul 14, 2026. The likely range is $213,757 to $241,019. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10131 State Route 81, Utica, KY?

10131 State Route 81, Utica, KY has 4 bedrooms, 2 bathrooms, 1,782 square feet of living space and a 90.00-acre lot.

When was 10131 State Route 81, Utica, KY built?

10131 State Route 81, Utica, KY was built in 1979, making it 47 years old. The building has 2 stories.

What schools serve 10131 State Route 81, Utica, KY?

10131 State Route 81, Utica, KY is assigned to Southern Oaks Elementary School (elementary), rated A-; Apollo High School (high), rated B+; College View Middle School (middle), rated C-. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10131 State Route 81, Utica, KY compare to other homes in Utica 42376?

Among the 2,832 homes in Utica 42376, it is worth more than 76% of them ($227,388 against a typical $193,149), its price per square foot is higher than 41% of them ($128 against a typical $134), it is bigger than 70% of them (1,782 ft² against a typical 1,431 ft²), its lot is bigger than almost all of them (90 ac against a typical 1 ac) and it is newer than 50% of them (1979 against a typical 1980). Measured against all of Daviess County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10131 State Route 81, Utica, KY?

The 2025 property tax bill for 10131 State Route 81, Utica, KY was $1,642. The county assessed it at $159,300.

More homes on State Route 81

Closest homes

More homes in Utica 42376

Assigned schools

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