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Residential - Vacant LandResidential
$50,507
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 51How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $215,000 on Feb 19, 2025

1015 2ND ST

SPENCER, NC 28159
0
Baths
1 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$51K
$26K low$75K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Feb 19, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyROWAN
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Rowan High SchoolD-
High · Grades 9–12 · 0.3 mi
M
North Rowan Middle SchoolD
Middle · Grades 6–8 · 0.3 mi
E
North Rowan Elementary SchoolF
Elementary · Grades PK–5 · 0.4 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 28159These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,241
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1015 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Spencer 28159
  • Has a bigger lot than 96% of homes in Spencer 28159

What homes are worth in Spencer 28159

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$573K

This home is worth less than almost all homes in Spencer 28159.

How it measures up in Spencer 28159

The dot is this home. The mark in the middle is the typical home in Spencer 28159.

Estimated value$50,507
CheaperTypical $181,832Pricier

Cheaper than almost all homes nearby

Lot size1 ac
SmallerTypical 0.29 acBigger

Bigger than 96% of homes nearby

How 1015 2nd St ranks against every home in each area.
MeasureThis homeSpencer 28159Rowan County
Estimated valuepricier than$50,507almost no homes2% of homes
Lot sizebigger than1 ac96% of homes66% of homes

About 1015 2nd St

How much is 1015 2nd St, Spencer, NC worth?

The TopHap Estimate for 1015 2nd St, Spencer, NC is $50,507 as of Sep 24, 2026. The likely range is $25,970 to $75,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1015 2nd St, Spencer, NC last sell?

1015 2nd St, Spencer, NC last sold on Feb 19, 2025 for $215,000, according to the county's recorded deed.

What schools serve 1015 2nd St, Spencer, NC?

1015 2nd St, Spencer, NC is assigned to North Rowan High School (high), rated D-; North Rowan Middle School (middle), rated D; North Rowan Elementary School (elementary), rated F. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1015 2nd St, Spencer, NC compare to other homes in Spencer 28159?

Among the 1,258 homes in Spencer 28159, it is worth more than almost none of them ($50,507 against a typical $181,832) and its lot is bigger than 96% of them (1 ac against a typical 0.29 ac). Measured against all of Rowan County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1015 2nd St, Spencer, NC?

The 2026 property tax bill for 1015 2nd St, Spencer, NC was $6. The county assessed it at $500.

More homes on 2nd St

Closest homes

More homes in Spencer 28159

Assigned schools

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