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Single Family ResidenceResidential
$1,013,491$431 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $620,000 on Mar 12, 2013

1018 GEM LN

RAMONA, CA 92065
3
Beds
2
Baths
2,354 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1M
$888K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$620,000 · Mar 12, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,361 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$778,741 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$309,842
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$468,899
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$763,472

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
94
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
31
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramona High SchoolB
High · Grades 9–12 · 1.3 mi
M
Olive Peirce Middle SchoolC-
Middle · Grades 7–8 · 1.3 mi
E
Barnett Elementary SchoolC
Elementary · Grades KG–6 · 2.9 mi

District: Ramona City Unified School District

Neighborhood · ZIP 92065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.197 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,455
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1018 Gem Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Ramona 92065
  • Costs less per square foot than 82% of homes in San Diego County
  • Bigger than 82% of homes in Ramona 92065
  • Has a bigger lot than 89% of homes in San Diego County
  • Older than 67% of homes in Ramona 92065

What homes are worth in Ramona 92065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$436K$1.5M

This home is worth more than 86% of homes in Ramona 92065.

How it measures up in Ramona 92065

The dot is this home. The mark in the middle is the typical home in Ramona 92065.

Estimated value$1,013,491
CheaperTypical $746,697Pricier

Pricier than 86% of homes nearby

Price per ft²$431
CheaperTypical $388Pricier

Pricier than 69% of homes nearby

Living area2,354 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 82% of homes nearby

Lot size4 ac
SmallerTypical 0.43 acBigger

Bigger than 84% of homes nearby

Year built1983
OlderTypical 1990Newer

Newer than 33% of homes nearby

How 1018 Gem Ln ranks against every home in each area.
MeasureThis homeRamona 92065San Diego County
Estimated valuepricier than$1,013,49186% of homes61% of homes
Price per ft²pricier than$43169% of homes18% of homes
Living areabigger than2,354 ft²82% of homes82% of homes
Lot sizebigger than4 ac84% of homes89% of homes
Year builtnewer than198333% of homes46% of homes

About 1018 Gem Ln

How much is 1018 Gem Ln, Ramona, CA worth?

The TopHap Estimate for 1018 Gem Ln, Ramona, CA is $1,013,491 as of Aug 30, 2026. The likely range is $888,480 to $1,138,502. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1018 Gem Ln, Ramona, CA last sell?

1018 Gem Ln, Ramona, CA last sold on Mar 12, 2013 for $620,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 1018 Gem Ln, Ramona, CA?

1018 Gem Ln, Ramona, CA has 3 bedrooms, 2 bathrooms and 2,354 square feet of living space.

When was 1018 Gem Ln, Ramona, CA built?

1018 Gem Ln, Ramona, CA was built in 1983, making it 43 years old.

What schools serve 1018 Gem Ln, Ramona, CA?

1018 Gem Ln, Ramona, CA is assigned to Ramona High School (high), rated B; Olive Peirce Middle School (middle), rated C-; Barnett Elementary School (elementary), rated C. All sit in Ramona City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1018 Gem Ln, Ramona, CA compare to other homes in Ramona 92065?

Among the 18,337 homes in Ramona 92065, it is worth more than 86% of them ($1,013,491 against a typical $746,697), its price per square foot is higher than 69% of them ($431 against a typical $388), it is bigger than 82% of them (2,354 ft² against a typical 1,516 ft²), its lot is bigger than 84% of them (4 ac against a typical 0.43 ac) and it is newer than 33% of them (1983 against a typical 1990). Measured against all of San Diego County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1018 Gem Ln, Ramona, CA?

The 2025 property tax bill for 1018 Gem Ln, Ramona, CA was $8,361. The county assessed it at $778,741.

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