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Single Family ResidenceResidential
$501,446$410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $327,000 on Mar 4, 2021

102 FIRST ST

OXFORD, MD 21654
1
Baths
1,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$501K
$457K low$545K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$327,000 · Mar 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,604 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$321,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$195,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$319,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTALBOT
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 121 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Marsh Elementary SchoolB+
Elementary · Grades PK–5 · 5.6 mi
M
Easton Middle SchoolC
Middle · Grades 6–8 · 7.3 mi
H
Easton High SchoolC
High · Grades 9–12 · 7.4 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,329
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,982
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

102 First St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Oxford 21654
  • Costs more per square foot than 78% of homes in Talbot County
  • Smaller than 89% of homes in Oxford 21654
  • Has a smaller lot than 76% of homes in Talbot County
  • Older than 80% of homes in Talbot County

What homes are worth in Oxford 21654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$223K$5.2M

This home is worth more than 18% of homes in Oxford 21654.

How it measures up in Oxford 21654

The dot is this home. The mark in the middle is the typical home in Oxford 21654.

Estimated value$501,446
CheaperTypical $988,952Pricier

Pricier than 18% of homes nearby

Price per ft²$410
CheaperTypical $447Pricier

Pricier than 42% of homes nearby

Living area1,224 ft²
SmallerTypical 2,324 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.23 ac
SmallerTypical 0.34 acBigger

Bigger than 34% of homes nearby

Year built1949
OlderTypical 1975Newer

Newer than 31% of homes nearby

How 102 First St ranks against every home in each area.
MeasureThis homeOxfordOxford 21654Talbot County
Estimated valuepricier than$501,44622% of homes18% of homes52% of homes
Price per ft²pricier than$41050% of homes42% of homes78% of homes
Living areabigger than1,224 ft²13% of homes11% of homes16% of homes
Lot sizebigger than0.23 ac54% of homes34% of homes24% of homes
Year builtnewer than194941% of homes31% of homes20% of homes

About 102 First St

How much is 102 First St, Oxford, MD worth?

The TopHap Estimate for 102 First St, Oxford, MD is $501,446 as of Sep 24, 2026. The likely range is $457,417 to $545,475. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 102 First St, Oxford, MD last sell?

102 First St, Oxford, MD last sold on Mar 4, 2021 for $327,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 102 First St, Oxford, MD?

102 First St, Oxford, MD has 1 bathrooms, 1,224 square feet of living space and a 0.23-acre lot.

When was 102 First St, Oxford, MD built?

102 First St, Oxford, MD was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 102 First St, Oxford, MD?

102 First St, Oxford, MD is assigned to White Marsh Elementary School (elementary), rated B+; Easton Middle School (middle), rated C; Easton High School (high), rated C. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 102 First St, Oxford, MD compare to other homes in Oxford 21654?

Among the 867 homes in Oxford 21654, it is worth more than 18% of them ($501,446 against a typical $988,952), its price per square foot is higher than 42% of them ($410 against a typical $447), it is bigger than 11% of them (1,224 ft² against a typical 2,324 ft²), its lot is bigger than 34% of them (0.23 ac against a typical 0.34 ac) and it is newer than 31% of them (1949 against a typical 1975). Measured against all of Talbot County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 102 First St, Oxford, MD?

The 2026 property tax bill for 102 First St, Oxford, MD was $3,604. The county assessed it at $321,300.

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Assigned schools

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