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Single Family ResidenceResidential
$588,680$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1020 ELM ST

FLORENCE, VT 05744
3
Beds
2.5
Baths
2,058 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.79 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$589K
$541K low$637K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,321 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$294,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.1.79
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lothrop Elementary SchoolB
Elementary · Grades PK–6 · 1.0 mi
M
Otter Valley Union High SchoolD-
Middle · Grades 7–12 · 5.3 mi

District: Otter Valley Unified Union School District

Neighborhood · ZIP 05744These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,596
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,077
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,301
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Florence 05744
  • Costs more per square foot than 93% of homes in Florence 05744
  • Bigger than 81% of homes in Florence 05744
  • Has a smaller lot than 66% of homes in Florence 05744
  • Newer than 94% of homes in Rutland County

What homes are worth in Florence 05744

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$632K

This home is worth more than 97% of homes in Florence 05744.

How it measures up in Florence 05744

The dot is this home. The mark in the middle is the typical home in Florence 05744.

Estimated value$588,680
CheaperTypical $281,900Pricier

Pricier than 97% of homes nearby

Price per ft²$286
CheaperTypical $187Pricier

Pricier than 93% of homes nearby

Living area2,058 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.79 ac
SmallerTypical 2.8 acBigger

Bigger than 34% of homes nearby

Year built2007
OlderTypical 1973Newer

Newer than 92% of homes nearby

How 1020 Elm St ranks against every home in each area.
MeasureThis homeFlorence 05744Rutland County
Estimated valuepricier than$588,68097% of homes88% of homes
Price per ft²pricier than$28693% of homes83% of homes
Living areabigger than2,058 ft²81% of homes76% of homes
Lot sizebigger than1.79 ac34% of homes62% of homes
Year builtnewer than200792% of homes94% of homes

About 1020 Elm St

How much is 1020 Elm St, Florence, VT worth?

The TopHap Estimate for 1020 Elm St, Florence, VT is $588,680 as of Aug 30, 2026. The likely range is $540,581 to $636,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1020 Elm St, Florence, VT last sell?

1020 Elm St, Florence, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1020 Elm St, Florence, VT?

1020 Elm St, Florence, VT has 3 bedrooms, 2.5 bathrooms, 2,058 square feet of living space and a 1.79-acre lot.

When was 1020 Elm St, Florence, VT built?

1020 Elm St, Florence, VT was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 1020 Elm St, Florence, VT?

1020 Elm St, Florence, VT is assigned to Lothrop Elementary School (elementary), rated B; Otter Valley Union High School (middle), rated D-. All sit in Otter Valley Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Elm St, Florence, VT compare to other homes in Florence 05744?

Among the 208 homes in Florence 05744, it is worth more than 97% of them ($588,680 against a typical $281,900), its price per square foot is higher than 93% of them ($286 against a typical $187), it is bigger than 81% of them (2,058 ft² against a typical 1,412 ft²), its lot is bigger than 34% of them (1.79 ac against a typical 2.8 ac) and it is newer than 92% of them (2007 against a typical 1973). Measured against all of Rutland County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Elm St, Florence, VT?

The 2025 property tax bill for 1020 Elm St, Florence, VT was $5,321. The county assessed it at $294,800.

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