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Single Family ResidenceResidential
$255,102$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1020 OSTERGAARD AVE

RACINE, WI 53406
0
Baths
1,537 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$255K
$245K low$265K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$246,102
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$196,882
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,000
LANDMARK CU · recorded Jun 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,496 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$173,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,354

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRacine
Lot (acres)The size of the land the home sits on, from county records.0.17
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fratt Elementary SchoolC+
Elementary · Grades KG–5 · 1.0 mi
H
Park High SchoolC+
High · Grades 9–12 · 1.9 mi
M
Mitchell SchoolF
Middle · Grades KG–8 · 2.1 mi

District: Racine School District

Neighborhood · ZIP 53406These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,526
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,670 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,745
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1020 Ostergaard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Racine 53406
  • Costs less per square foot than 93% of homes in Tanges Terrace
  • Bigger than 89% of homes in Tanges Terrace
  • Has a smaller lot than 89% of homes in Racine 53406
  • Older than 85% of homes in Racine 53406

What homes are worth in Racine 53406

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$657K

This home is worth more than 24% of homes in Racine 53406.

How it measures up in Racine 53406

The dot is this home. The mark in the middle is the typical home in Racine 53406.

Estimated value$255,102
CheaperTypical $340,273Pricier

Pricier than 24% of homes nearby

Price per ft²$166
CheaperTypical $223Pricier

Pricier than 16% of homes nearby

Living area1,537 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.17 ac
SmallerTypical 0.33 acBigger

Bigger than 11% of homes nearby

Year built1961
OlderTypical 1981Newer

Newer than 15% of homes nearby

How 1020 Ostergaard Ave ranks against every home in each area.
MeasureThis homeTanges TerraceRacine 53406Racine County
Estimated valuepricier than$255,10239% of homes24% of homes37% of homes
Price per ft²pricier than$1667% of homes16% of homes32% of homes
Living areabigger than1,537 ft²89% of homes51% of homes56% of homes
Lot sizebigger than0.17 ac61% of homes11% of homes34% of homes
Year builtnewer than196161% of homes15% of homes54% of homes

About 1020 Ostergaard Ave

How much is 1020 Ostergaard Ave, Racine, WI worth?

The TopHap Estimate for 1020 Ostergaard Ave, Racine, WI is $255,102 as of Jul 14, 2026. The likely range is $245,331 to $264,873. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1020 Ostergaard Ave, Racine, WI?

1020 Ostergaard Ave, Racine, WI has 1,537 square feet of living space and a 0.17-acre lot.

When was 1020 Ostergaard Ave, Racine, WI built?

1020 Ostergaard Ave, Racine, WI was built in 1961, making it 65 years old. It is a split level home. The building has 2 stories.

What schools serve 1020 Ostergaard Ave, Racine, WI?

1020 Ostergaard Ave, Racine, WI is assigned to Fratt Elementary School (elementary), rated C+; Park High School (high), rated C+; Mitchell School (middle), rated F. All sit in Racine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1020 Ostergaard Ave, Racine, WI compare to other homes in Racine 53406?

Among the 9,784 homes in Racine 53406, it is worth more than 24% of them ($255,102 against a typical $340,273), its price per square foot is higher than 16% of them ($166 against a typical $223), it is bigger than 51% of them (1,537 ft² against a typical 1,530 ft²), its lot is bigger than 11% of them (0.17 ac against a typical 0.33 ac) and it is newer than 15% of them (1961 against a typical 1981). Measured against all of Racine County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1020 Ostergaard Ave, Racine, WI?

The 2024 property tax bill for 1020 Ostergaard Ave, Racine, WI was $4,496. The county assessed it at $195,200.

Closest homes

More homes in Racine 53406

Assigned schools

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